1108 Belmont Ave, Frederick, MD 21701 Property Records

Frederick County property record for 1108 Belmont Ave, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,493 sqft · built 1974
Lot Size	0.342 acres (14,925 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Jun 2017)
Tax Bill	$7,623 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-114518`

Property Details

APN / Parcel Number

Primary APN	`02-114518`
Alternative APNs	`2114518` `114518`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,493 sqft Total Area
Gross Area	1,469 sqft
1st Floor Area	1,469 sqft
Basement Area	900 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 1974
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,925 sqft (0.342 acres)
Lot Dimensions	518 ft deep x 2 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	595 sqft
Porch	Open Porch
Porch Area	188 sqft
Deck Area	594 sqft
Bath House	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	114518
Old Parcel Number	2114518
Street Address	1108 BELMONT AVE
City	FREDERICK
State	MD
Zip	21701-4104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 20A 14,925 SQ FT ROSEDALE
Legal Subdivision	ROSEDALE
Legal Lot Number	20A
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1001
Census Tract	750600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1108 BELMONT AVE, FREDERICK, MD 21701-4104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Jun 26, 2017	Quit Claim Deed, Transfer CREEKSIDE TITLE
Jun 26, 2017	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Prior Sale	Jun 26, 2017
Deed Document Number	000002
Deed Book / Page	11890 / 295
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1108 BELMONT AVE, FREDERICK, MD 21701-4104
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 BELMONT AVE, FREDERICK, MD 21701-4104

Mortgage

Document Number	0150670273
Date	Jul 6, 2021
Book Page	15067/273

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2041

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 26, 2017
Property Address	1108 BELMONT AVE, FREDERICK, MD 21701-4104
Document Number	0118900290
Book / Page	011890 / 000290
Instrument Date	Jun 14, 2017
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	CREEKSIDE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 BELMONT AVE FREDERICK MD 217014104, FREDERICK, MD 21701-4104

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 26, 2017
Property Address	1108 BELMONT AVE, FREDERICK, MD 21701-4104
Document Number	0118900295
Book / Page	11890 / 0295
Map Reference	MB96 PG25
Instrument Date	Jun 14, 2017
Instrument	11890-0295
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CREEKSIDE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 BELMONT AVE, FREDERICK, MD 21701-4104

Mortgage

Document Number	118900303
Date	Jun 26, 2017
Instrument	11890-0303

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,623.00	$419,200	$535,000 Land $154,400 Building $380,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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