Sussex County property record for 1108 Bay Ave, Lewes, DE 19958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 2,700 sqft · built 1995 |
| Lot Size | 0.122 acres (5,301 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,673 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 335-4.15-18.01 |
| Primary APN | 335-4.15-18.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,700 sqft Living Area |
| Gross Area | 1,560 sqft |
| Flooring | Ceramic Tile |
| Elevator | Elevator |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 5,301 sqft (0.122 acres) |
| Lot Dimensions | 100 ft deep x 53 ft wide |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,174 sqft |
| Deck Area | Deck Area |
| Patio Area | 295 sqft |
| Granary | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1108 BAY AVE |
|---|---|
| City | LEWES |
| State | DE |
| Zip | 19958-1008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN |
| Legal Description | LEWES BEACH LOT 2 BLK B NE/BAY AVE |
| Legal Subdivision | LEWES |
| Legal Block | B |
| Legal Lot Number | 2 |
| Jurisdiction | SUSSEX DE |
| Township / Civil Division | LEWES |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 50905 |
1108 Bay Ave is owned and occupied by two individuals.
Source: Sussex County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1108 BAY AVE, LEWES, DE 19958-1008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 1108 BAY AVE, LEWES, DE 19958-1008 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0218910062 |
|---|---|
| Date | Jul 26, 2023 |
| Book Page | 21891/62 |
| Instrument | 2023000026165 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.06% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Max Rate At Change | 0.03% |
| Index | 1-Year CMT |
| Max Rate | 0.11% |
The 2026 property tax bill for 1108 Bay Ave was $6,673, down 0.4% from the year before.
Source: Sussex County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Sussex County |
| Municipality | Lewes City |
| Unified School District | Cape Henlopen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,673.00 (-0.37%) | $62,600 (-) Land $13,250 Building $49,350 | $3,171,700 (-) Land $1,847,200 Building $1,324,500 |
| 2025 | $6,698.00 | $62,600 Land $13,250 Building $49,350 | $3,171,700 Land $1,847,200 Building $1,324,500 |
| 2023 | $3,082.00 | $62,600 Land $13,250 Building $49,350 | $125,200 Land $26,500 Building $98,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1108 Bay Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 456 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 748 units insured incl. 292 condo units |
| Nearby Flood Claims | 34 (1998–2022) |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1108 Bay Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 84% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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