1108 Bancroft Ave, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 1108 Bancroft Ave, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,196 sqft · built 1985
Owner	Company Name on Record
Tax Bill	$709 (2025)
Deeds & Mortgages	Feb 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`3A1-2-19-4`

Property Details

APN / Parcel Number

Primary APN	`3A1-2-19-4`
Alternative APN	`21236`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1985
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Material	Composition Shingle
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21236
Old Parcel Number	3A1-2-19-4
Street Address	1108 BANCROFT AVE
City	COLONIAL BEACH
State	VA
Zip	22443-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DB
Legal Description	LOT 4 BK 19 DB 940 PG 2001
Legal Block	19
Legal Lot Number	4
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2074
Census Tract	10402

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	39715 WHITE FEATHER LN, MECHANICSVILLE, MD 20659-2307
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 24, 2021
Transfer Doc	0009402001
Record Updated	Jun 8, 2026

February 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Feb 24, 2021
Property Address	1108 BANCROFT AVE, COLONIAL BEACH, VA 22443-2803
Document Number	0009402001
Instrument Date	Jan 26, 2021
Instrument	09402001
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39715 WHITE FEATHER LN, MECHANICSVILLE, MD 20659-2307

Mortgage

Document Number	0009402004
Date	Feb 24, 2021
Instrument	09402004

Lender

Name	R C N CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$709.00 (+5.04%)	$168,900 (-) Land $47,500 Building $121,400	$168,900 (-) Land $47,500 Building $121,400
2023		$168,900 (-) Land $47,500 Building $121,400	$168,900 (-) Land $47,500 Building $121,400
2022	$675.00	$168,900 Land $47,500 Building $121,400	$168,900 Land $47,500 Building $121,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 individual policies
Nearby Flood Policies	103 units insured incl. 8 condo units
Nearby Flood Claims	3 (2015–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20