1108 Ash Dr, Elgin, IL 60120 Property Records

Cook County property record for 1108 Ash Dr, Elgin, IL 60120

Property Summary

Property Type	Apartments (5+ Units)
Details	12 bd · 6 ba · 5,644 sqft · built 1969
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,010,000 (Nov 2020)
Tax Bill	$15,544 (2023)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-18-405-029`

Property Details

APN / Parcel Number

Primary APN	`06-18-405-029`
Alternative APN	`06-18-405-029-0000`

Interior

Bedrooms	12 Beds
Full Baths	6 Baths
Total Rooms	28 Rooms
Units	63 Units
Stories	2 Stories
Building Area	5,644 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1970
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1108 ASH DR
City	ELGIN
State	IL
Zip	60120-6859
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Range	9E
Legal Township	41N
Legal Section	18
Legal Subdivision	KINGS LAND
Legal Lot Number	10,11
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2000
Census Tract	804405

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	322 HILLTOP CT, LAKE BARRINGTON, IL 60010-1705
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage CONSUMERS CU
Nov 10, 2020	Warranty Deed, Transfer · Line of Credit ITASCA BK&TR
Nov 10, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Nov 10, 2020 · Amount on Record
Deed Document Number	202039173
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1108 ASH DR, ELGIN, IL 60120-6859
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031623106
Date	Nov 12, 2025
Instrument	2531623106

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	LAKE FOREST, IL 60045

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 10, 2020
Property Address	1108 ASH DR, ELGIN, IL 60120-6859
Document Number	2031539173
Instrument Date	Sep 29, 2020
Instrument	31539173
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,010.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1114 ASH DR ELGIN IL 60120, ELGIN, IL 60120

Mortgage

Document Number	2031539174
Date	Nov 10, 2020
Instrument	31539174

Lender

Name	ITASCA BK&TR
Type	Bank
Address	ITASCA, IL 60143

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 10, 2020
Property Address	1108 ASH DR, ELGIN, IL 60120-6859
Document Number	2031539172
Instrument Date	Sep 22, 2020
Instrument	31539172
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1142 FRONT ST AURORA IL 605052916, AURORA, IL 60505-2916

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,000 (+18.52%) Land $3,600 Building $60,400	$640,000 (+18.52%) Land $36,000 Building $604,000
2023	$15,544.00 (+2.91%)
2022	$15,105.00 (+21.98%)	$54,000 (+50.27%) Land $5,400 Building $48,600	$540,000 (+50.27%) Land $54,000 Building $486,000
2021	$12,383.00	$35,936 Land $3,825 Building $32,111	$359,360 Land $38,250 Building $321,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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