1108 6th St, Ramona, CA 92065 Property Records

San Diego County property record for 1108 6th St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,249 sqft · built 1992
Lot Size1.13 acres (49,223 sqft)
OwnerCompany Name on File
Last Sale$600,000 (Jun 2005)
Tax Bill$7,713 (2025)
Deeds & MortgagesJul 2020 Mortgage
Apr 2019 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN284-260-23-00

Property Details

APN / Parcel Number

Primary APN284-260-23-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area2,249 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleContemporary
Lot Area49,223 sqft
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemFloor/Wall Furnace
Heating FuelGas

Location & Zoning

Street Address1108 6TH ST
CityRAMONA
StateCA
Zip92065-2941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 2 TR PM16333
Legal Tract16333
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1000
Census Tract20813

Owner

Source: San Diego County records · APN 284-260-23-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1108 6TH ST, RAMONA, CA 92065-2941
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
MISSION FCU
Apr 10, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 10, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 29, 2018Intrafamily Transfer, Transfer · ARM
MISSION FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 08, 2005 · Amount on Record
Deed SaleJun 08, 2005 · Amount on Record
Prior SaleFeb 18, 1994
Deed Document Number2005482823
Last Transfer DateMar 29, 2019
Transfer Doc0000129130
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1108 6TH ST, RAMONA, CA 92065-2941
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000378901
DateJul 15, 2020
Instrument2020-0378901
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateAug 01, 2025
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change4.62%
Index1-Year LIBOR
Margin2
Max Rate7.62%

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 10, 2019
Property Address1108 6TH ST, RAMONA, CA 92065-2941
Document Number0000129129
Instrument DateMar 29, 2019
Instrument129129
Transaction TypeTransfer
Record UpdatedApr 18, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 6TH ST RAMONA CA 920652941, RAMONA, CA 92065-2941

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 10, 2019
Property Address1108 6TH ST, RAMONA, CA 92065-2941
Document Number0000129130
Instrument DateMar 29, 2019
Instrument129130
Transaction TypeTransfer
Record UpdatedApr 18, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1108 6TH ST RAMONA CA 920652941, RAMONA, CA 92065-2941

March 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 29, 2018
Property Address1108 6TH ST, RAMONA, CA 92065-2941
Document Number0000125927
Map ReferenceFILE 90-0676365
Instrument DateMar 23, 2018
Instrument2018-0125927
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 6TH ST, RAMONA, CA 92065-2941

Mortgage

Document Number0000125928
DateMar 29, 2018
Instrument2018-0125928
Lender
NameMISSION FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateApr 01, 2023
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change5.12%
Index1-Year LIBOR
Margin2
Max Rate8.12%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$795,000 (+11.19%) Land $424,000 Building $371,000
2025$7,713.00 (+13.14%) Homeowner's exemption$715,000 (+1%) Land $382,000 Building $333,000
2023$6,817.00 (-0.13%) Homeowner's exemption$650,000 Land $348,000 Building $302,000
2022$6,826.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskHigh
above 75% of the US · above 51% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 175 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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