1108 3rd St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1108 3rd St N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,254 sqft · built 1917
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,594 (2026)
Flood Zone	Zone X (minimal risk)
APN	`82-46629-0000`

Property Details

APN / Parcel Number

Primary APN	`82-46629-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,254 sqft Living Area
1st Floor Area	792 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Lot Width	50 ft Width

Utilities, Heating & Cooling

Cooling System	None
Heating System	Other

Location & Zoning

Street Address	1108 3RD ST N
City	SAINT CLOUD
State	MN
Zip	56303-3902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	W50' OF LOT 10 BLK 81 EDELBROCKS ADD SECTION 10 TOWNSHIP 124 RANGE 028 EDELBROCKS ADD SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	10
Legal Subdivision	EDELBROCKS ADD
Legal Block	81
Legal Lot Number	10
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2003
Census Tract	602

Owner

Source: Stearns County assessment roll, APN 82-46629-0000, as of July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1108 3RD ST N, SAINT CLOUD, MN 56303-3902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County assessment roll as of July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,594.00 (+21.31%)	$154,500 (+11.71%) Land $30,000 Building $124,500	$154,500 (+11.71%) Land $30,000 Building $124,500
2025		$138,300 (+3.91%) Land $30,000 Building $108,300	$138,300 (+3.91%) Land $30,000 Building $108,300
2023	$1,314.00	$133,100 Land $20,000 Building $113,100	$133,100 Land $20,000 Building $113,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 327 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BIF IV Intrepid HoldCo Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies, Verizon, Xtratyme Technologies.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1730027, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Saint Cloud serves 71,321 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.