11076 Opel Dr, Jerome, MI 49249 Property Records

Hillsdale County property record for 11076 Opel Dr, Jerome, MI 49249

Property Summary

Property Type	Single Family Home
Details	1 ba · 938 sqft
Lot Size	0.397 acres (17,293 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Sep 2026)
Tax Bill	$295 (2025)
Deeds & Mortgages	Sep 2026 Transfer Sep 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-040-001-004`

Property Details

APN / Parcel Number

Primary APN	`04-040-001-004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	938 sqft Living Area
1st Floor Area	938 sqft

Exterior

Architectural Style	Mobile Home
Exterior Material	Wood Siding
Lot Area	17,293 sqft (0.397 acres)
Lot Dimensions	172 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	11076 OPEL DR
City	JEROME
State	MI
Zip	49249-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM1
Legal Description	LOT 4 BAKER MEADOWS SEC 16 T5S R1W
Legal Range	01W
Legal Township	05S
Legal Section	16
Legal Subdivision	MEADOWS SUB
Legal Lot Number	4
Jurisdiction	HILLSDALE MI
Township / Civil Division	SOMERSET
Census Block Group	2
Census Block	2036
Census Tract	50102

Owner

Source: Hillsdale County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10470 REYNOLDS RD, HORTON, MI 49246-9013
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Quit Claim Deed, Transfer AMERICAN TITLE COMPANY
Sep 3, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Sep 17, 2025	Warranty Deed, Transfer
Mar 26, 2021	Warranty Deed, Transfer MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TTL AGCY OF SOUTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2026 · Amount on Record
Deed Sale	Sep 3, 2026 · Amount on Record
Prior Sale	Sep 17, 2025 · Amount on Record
Deed Document Number	2026625632
Deed Book / Page	1930 / 420
Prior Transfer Date	Aug 24, 2026
Prior Transfer Doc	0000625747
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSDALE MI
Recording Date	Sep 9, 2026
Property Address	11076 OPEL DR, JEROME, MI 49249-9751
Document Number	0000625747
Book / Page	1930 / 787
Instrument Date	Aug 24, 2026
Instrument	2026625747
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10470 REYNOLDS RD, HORTON, MI 49246-9013

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Sep 3, 2026
Property Address	11076 OPEL DR, JEROME, MI 49249-9751
Document Number	0000625632
Book / Page	1930 / 420
Instrument Date	Aug 24, 2026
Instrument	2026625632
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152,005.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10470 REYNOLDS RD, HORTON, MI 49246-9013

Mortgage

Document Number	0000625633,
Date	Sep 3, 2026
Instrument	2026625633

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Sep 17, 2025
Property Address	11076 OPEL DR, JEROME, MI 49249-9751
Document Number	01903/1167
Book / Page	1903 / 1167
Map Reference	LB 9 PG 39&40
Instrument Date	Sep 8, 2025
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3983 HATCH RD, HORTON, MI 49246-9675

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Mar 26, 2021
Property Address	11076 OPEL DR, JEROME, MI 49249-9751
Document Number	001790/660
Book / Page	1790 / 660
Map Reference	LB 9 PG PG 39&40
Instrument Date	Mar 25, 2021
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TTL AGCY OF SOUTHER

Transaction

Amount	Amount Recorded
Tax	$94.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4413 TOMPKINS ST, 4413, 48408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10320 N WALDRON RD, JEROME, MI 49249-9833

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Somerset Township
Unified School District	North Adams-Jerome Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,100 (+55.66%)	$38,209 (+55.75%) Land $6,443 Building $31,766
2025	$295.00 (+4.98%)	$12,270 (+21.61%)	$24,533 (+21.63%) Land $6,443 Building $18,090
2024	$281.00 (+10.2%)
2023		$10,090	$20,170 Land $3,222 Building $16,948
2021	$255.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Frontier DSL	10 / 1

May also be available: T-Mobile.

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