1107 Swan St, Bristol, IN 46507 Property Records

Elkhart County property record for 1107 Swan St, Bristol, IN 46507

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,236 sqft · built 2006
Lot Size	0.312 acres (13,634 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Oct 2023)
Tax Bill	$2,044 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-03-22-352-008.000-031`

Property Details

APN / Parcel Number

Primary APN	`20-03-22-352-008.000-031`
Alternative APN	`0322352008031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft
Basement Area	1,236 sqft
Flooring	Subfloor

Exterior

Year Built	Built 2006
Exterior Material	Frame/Aluminum
Construction Type	Wood
Roof Material	Asphalt
Lot Area	13,634 sqft (0.312 acres)
Lot Dimensions	145 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0322352008031
Old Parcel Number	0322352008031
Street Address	1107 SWAN ST
City	BRISTOL
State	IN
Zip	46507-8831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERWATCH SECTION 2 LOT 27
Legal Subdivision	RIVERWATCH
Legal Block	352
Legal Lot Number	27
Jurisdiction	ELKHART IN
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2016
Census Tract	701

Owner

1107 Swan St is owned and occupied by an individual who bought it in October 2023.

Source: Elkhart County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1107 SWAN ST, BRISTOL, IN 46507-8831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Line of Credit INTERRA CU
Oct 30, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF MIDDLEBURY
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit INOVA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2023 · Amount on File
Deed Sale	Oct 30, 2023 · Amount on File
Prior Sale	May 31, 2012 · Amount on File
Deed Document Number	0000008191
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	1107 SWAN ST, BRISTOL, IN 46507-8831
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006043
Date	Sep 16, 2025
Instrument	2025-16043

Lender

Name	INTERRA CU
Type	Credit Union
Address	GOSHEN, IN 46527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 11, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Oct 30, 2023
Property Address	1107 SWAN ST, BRISTOL, IN 46507-8831
Document Number	0000008191
Map Reference	MB 30 PG 76
Instrument Date	Oct 20, 2023
Instrument	2023-18191
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 SWAN ST, BRISTOL, IN 46507-8831

Mortgage

Document Number	0000008192
Date	Oct 30, 2023
Instrument	2023-18192

Lender

Name	FIRST STATE BANK OF MIDDLEBURY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 27, 2028
Change Frequency	5 Years
Min Rate At Change	7.5%
Max Rate At Change	0.5%
Index	5-Year CMT
Max Rate	12.5%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	1107 SWAN ST, BRISTOL, IN 46507-8831
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007224
Date	Aug 9, 2022
Instrument	2022-17224

Lender

Name	INOVA FCU
Type	Credit Union
Address	ELKHART, IN 46516

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 8, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Washington Township
Municipality	Bristol Town
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$204,600 (+1.89%) Land $23,300 Building $181,300	$204,600 (+1.89%) Land $23,300 Building $181,300
2024	$2,044.00	$200,800 (+3.35%) Land $23,300 Building $177,500	$200,800 (+3.35%) Land $23,300 Building $177,500
2023		$194,300 (+12.7%) Land $23,300 Building $171,000	$194,300 (+12.7%) Land $23,300 Building $171,000
2022	$1,746.00 Homeowner's exemption	$172,400 Land $23,300 Building $149,100	$172,400 Land $23,300 Building $149,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1107 Swan St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2007–2019)
Most Recent Claim	Jan 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1107 Swan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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