1107 Spruce St, Olean, NY 14760 Property Records

Cattaraugus County and Olean City property record for 1107 Spruce St, Olean, NY 14760 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1988
Square Footage	1,176 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Garage	Attached, 484 sqft
Occupancy	Owner Occupied
Tax Bill	$2,139.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`041200 94.040-3-33`
Alternative APNs	`120009404000030330000000` `050925`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,176 sqft Living Area
1st Floor	1,176 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	132 ft x 66 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	484 sqft Garage
Porch Area	36 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	050925
Street Address	1107 SPRUCE ST
City	OLEAN
State	NY
Zip	14760-1214
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	33.000
Jurisdiction	CATTARAUGUS NY
Minor Civil Division	OLEAN
Census Blockgroup	2
Census Block	2038
Census Tract	961500

Owner

Source: Cattaraugus County and Olean City records · APN 041200 94.040-3-33

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1107 SPRUCE ST, OLEAN, NY 14760-1214
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 13, 2003
Transfer Doc	1019000984
Record Refreshed	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATTARAUGUS NY
Property Address	1107 SPRUCE ST, OLEAN, NY 14760-1214
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023696
Date	Oct 28, 2022
Instrument	202223696

Lender

Name	FIVE STAR BANK
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Cattaraugus County and Olean City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Cattaraugus County
Municipality	Olean City
Unified School District	Olean City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,139.00 (+3.18%) Homeowner's exemption	$70,000 (-) Land $5,800 Building $64,200	$98,592 (+9.86%) Land $8,169 Building $90,423
2024	$2,073.00
2023		$70,000 Land $5,800 Building $64,200	$89,744 Land $7,436 Building $82,308

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.