1107 Spruce St, Durham, NC 27701 Property Records

Durham County property record for 1107 Spruce St, Durham, NC 27701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,884 sqft · built 2017
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$550,000 (Jul 2026)
Tax Bill$4,988 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Sep 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0831-57-3793

Property Details

APN / Parcel Number

Primary APN0831-57-3793
Alternative APNs
  • 0831-57-37-9356
  • 083107573794
  • 111054

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,884 sqft Heated Area
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleRanch
Construction TypeWood
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions146 ft deep x 50 ft wide
PorchPorch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address1107 SPRUCE ST
CityDURHAM
StateNC
Zip27701-3557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-5(2)
Legal DescriptionPROP-GOLD LEAF VENTURES LLC PL:000198-000030
Legal SubdivisionEASTERN HGHTS
JurisdictionDURHAM NC
Township / Civil DivisionDURHAM
Census Block Group1
Census Block1005
Census Tract900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the East Durham Historic District
listed 2004 · 731 contributing resources · NRIS 04001393

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1107 SPRUCE ST, DURHAM, NC 27701-3557
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2026Warranty Deed, Transfer · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Sep 26, 2022Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Mar 16, 2018Warranty Deed, Transfer · VA Mortgage
TOWNE MTG/CAROLINAS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2026 · Amount on Record
Deed SaleJul 9, 2026 · Amount on Record
Prior SaleSep 26, 2022 · Amount on Record
Deed Document Number2026180408
Deed Book / Page10582 / 959
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateJul 9, 2026
Property Address1107 SPRUCE ST, DURHAM, NC 27701-3557
Document Number0000180408
Book / Page10582 / 959
Instrument DateJun 30, 2026
Instrument2026180408
Transaction TypeTransfer
Record UpdatedJul 17, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$111,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1107 SPRUCE ST, DURHAM, NC 27701-3557

Mortgage

Document Number0000180409,
DateJul 9, 2026
Instrument2026180409
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateSep 26, 2022
Property Address1107 SPRUCE ST, DURHAM, NC 27701-3557
Document Number0097890034
Book / Page9789 / 34
Map ReferenceMB 198 PG 30
Instrument DateSep 15, 2022
Instrument2022038106
Transaction TypeTransfer
Record UpdatedOct 5, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 SILVERBUSH CT, 15, DURHAM, NC 27707-6049

Transferred To (Grantee/Buyer)

NameVerified Name
Address1107 SPRUCE ST, DURHAM, NC 27701-3557

Mortgage

Document Number2022038107
DateSep 26, 2022
Instrument2022038107
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateMar 16, 2018
Property Address1107 SPRUCE ST, DURHAM, NC 27701-3557
Document Number0083840195
Book / Page008384 / 000195
Instrument DateMar 1, 2018
Instrument8704
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$721.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1107 SPRUCE ST DURHAM NC 277013557, DURHAM, NC 27701-3557

Mortgage

Document Number83840197
DateMar 16, 2018
Book Page008384/000197
Instrument8705
Lender
NameTOWNE MTG/CAROLINAS
TypeMortgage Company
AddressRALEIGH, NC 27609
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 15, 2048

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,988.00 (+2.53%)$490,867 (-) Land $105,300 Building $385,567$490,867 (-) Land $105,300 Building $385,567
2025$4,865.00 (+11.63%)$490,867 (+47.51%) Land $105,300 Building $385,567$490,867 (+47.51%) Land $105,300 Building $385,567
2023$4,358.00 (+2.32%)$332,760 Land $26,257 Building $306,503$332,760 Land $26,257 Building $306,503
2022$4,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims7 (1996–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims
  • Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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