1107 Spring Fall Ct, Charlotte, NC 28213 Property Records

Mecklenburg County property record for 1107 Spring Fall Ct, Charlotte, NC 28213

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,035 sqft · built 1980
Lot Size0.7 acres (30,492 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Sep 2026)
Tax Bill$2,820 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
May 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN049-163-26

Property Details

APN / Parcel Number

Primary APN049-163-26

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,035 sqft Living Area
Gross Area2,587 sqft
1st Floor Area1,403 sqft
Upper Floors Area632 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1995
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area30,492 sqft (0.7 acres)
Garage TypeAttached
Garage Area552 sqft
PorchFinished/Open Porch
Porch Area32 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address1107 SPRING FALL CT
CityCHARLOTTE
StateNC
Zip28213-5725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL40 M19-389 &TRACT
Legal SubdivisionAUTUMNWOOD SEC 01 MAP C
Legal Block3
Legal Lot Number40
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1000
Census Tract1505

Owner

Source: Mecklenburg County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5116 SERENITY POND PL, 146, CHARLOTTE, NC 28226-7870
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Warranty Deed, Transfer · Conventional Mortgage
UNION FEDERAL CREDIT UNION
May 31, 2023Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Apr 4, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2026 · Amount on Record
Deed SaleSep 4, 2026 · Amount on Record
Prior SaleMar 30, 1999 · Amount on Record
Deed Document Number202695928
Deed Book / Page40696 / 647
Prior Transfer DateMar 28, 2022
Prior Transfer Doc0000051290
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 4, 2026
Property Address1107 SPRING FALL CT, CHARLOTTE, NC 28213-5725
Document Number0000095928
Book / Page40696 / 647
Instrument DateSep 3, 2026
Instrument202695928
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$90,900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000095929,
DateSep 4, 2026
Instrument202695929
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1107 SPRING FALL CT, CHARLOTTE, NC 28213-5725
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1107 SPRING FALL CT, CHARLOTTE, NC 28213-5725

Mortgage

Document Number0000051044
DateMay 31, 2023
Book Page38158/993
Instrument2023051044
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateApr 4, 2022
Property Address1107 SPRING FALL CT, CHARLOTTE, NC 28213-5725
Document Number0000051290
Book / Page37217 / 279
Map ReferenceMB 19 PG 389
Instrument DateMar 28, 2022
Instrument2022051290
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1107 SPRING FALL CT, CHARLOTTE, NC 28213-5725

Mortgage

Document Number0000051291
DateApr 4, 2022
Instrument2022051291
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,820.00$345,000 Land $78,800 Building $266,200$345,000 Land $78,800 Building $266,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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