1107 S Naperville Rd, Wheaton, IL 60189 Property Records

DuPage County property record for 1107 S Naperville Rd, Wheaton, IL 60189

Property Summary

Property Type	Single Family Home
Details	20 bd · 2 ba · 2,898 sqft · built 1949
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Sep 2005)
Tax Bill	$7,643 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-21-205-001`

Property Details

APN / Parcel Number

Primary APN	`05-21-205-001`

Interior

Bedrooms	20 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,898 sqft Living Area
1st Floor Area	1,656 sqft
Basement Area	1,242 sqft
Finished Basement	1,242 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	12.4 ft deep x 8.8 ft wide
View / Lot	Corner
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1107 S NAPERVILLE RD
City	WHEATON
State	IL
Zip	60189-6415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	GREEN VALLEY ADD N 30 FT & ALL
Legal Subdivision	GREEN VALLEY ADD
Legal Block	8
Legal Lot Number	20
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3005
Census Tract	842703

Owner

1107 S Naperville Rd is owned and occupied by two individuals who bought it in September 2005.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1107 S NAPERVILLE RD, WHEATON, IL 60189-6415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2005 · Amount on File
Deed Sale	Sep 8, 2005 · Amount on File
Prior Sale	Nov 7, 1995 · Amount on File
Deed Document Number	2005197117
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1107 S NAPERVILLE RD, WHEATON, IL 60189-6415
Transaction Type	Mortgage
Record Updated	Jan 1, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 S NAPERVILLE RD, WHEATON, IL 60189-6415

Mortgage

Document Number	0000079635
Date	Dec 15, 2023
Instrument	R2023-079635

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1107 S NAPERVILLE RD, WHEATON, IL 60189-6415
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	ACQUEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008042
Date	Jan 24, 2022
Instrument	R2022-008042

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2032

Interest

Rate	2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1107 S Naperville Rd was $7,643 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,643.00	$134,198 Land $40,098 Building $94,100	$402,594 Land $120,294 Building $282,300
2022	$7,038.00 Homeowner's exemption	$107,630 Land $32,160 Building $75,470	$322,890 Land $96,480 Building $226,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1107 S Naperville Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1107 S Naperville Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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