1107 S Morris St, Gainesville, TX 76240 Property Records

Cooke County property record for 1107 S Morris St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,325 sqft · built 2012
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$164,100 (Dec 2018)
Tax Bill	$4,064 (2026)
Deeds & Mortgages	May 2021 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2025-015-00003`

Property Details

APN / Parcel Number

Primary APN	`2025-015-00003`
Alternative APN	`11325`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,325 sqft Living Area
Gross Area	1,475 sqft
1st Floor Area	1,325 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	7,501 sqft (0.172 acres)
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2025-015-00003
Street Address	1107 S MORRIS ST
City	GAINESVILLE
State	TX
Zip	76240-5716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELMONT; BLOCK 15; LOT 3
Legal Subdivision	BELMONT
Legal Block	15
Legal Lot Number	3
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3023
Census Tract	1100

Owner

1107 S Morris St is owned and occupied by two individuals who bought it in December 2018.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1107 S MORRIS ST, GAINESVILLE, TX 76240-5716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Dec 3, 2018	Vendor's Lien, Transfer · Conventional Mortgage CONSUMER REAL ESTATE FINANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2018 · Amount on File
Deed Sale	Dec 3, 2018 · Amount on File
Prior Sale	Dec 22, 2011
Deed Document Number	201888005
Deed Book / Page	2230 / 125
Prior Transfer Date	Nov 30, 2018
Prior Transfer Doc	002230/125
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1107 S MORRIS ST, GAINESVILLE, TX 76240-5716
Transaction Type	Mortgage
Record Updated	Sep 18, 2023
Title Company	HOWETH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002416/537
Date	May 4, 2021
Book Page	2416/537
Instrument	3783

Lender

Name	FIRST STATE BANK
Type	Bank
Address	DENTON, TX 76201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Dec 3, 2018
Property Address	1107 S MORRIS ST, GAINESVILLE, TX 76240-5716
Document Number	002230/125
Book / Page	2230 / 125
Map Reference	CAB B SL 20
Instrument Date	Nov 30, 2018
Instrument	00088005
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1838, LAKE DALLAS, TX 75065-1838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 S MORRIS ST, GAINESVILLE, TX 76240-5716

Mortgage

Document Number	0000088006
Date	Dec 3, 2018
Instrument	00088006

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1107 S Morris St was $4,064 with a homeowner's exemption, up 76.9% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,064.00 (+76.93%) Homeowner's exemption	$194,261 (+1%)	$202,606 (-) Land $27,525 Building $175,081
2025	$2,297.00 (+5.17%) Homeowner's exemption	$176,601 Land $27,525 Building $175,081	$202,606 Land $27,525 Building $175,081
2024	$2,184.00
2023		$145,951 Land $27,525 Building $147,897	$175,422 Land $27,525 Building $147,897
2022	$2,479.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1107 S Morris St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1107 S Morris St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: AT&T, Element8, T-Mobile.

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