Augusta-Richmond County Consolidated Government property record for 1107 River Ridge Dr, Augusta, GA 30909
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,560 sqft · built 1963 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $82,500 (Feb 1998) |
| Tax Bill | $2,873 (2026) |
| Deeds & Mortgages | May 2021 Mortgage May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-1-011-00-0 |
| Primary APN | 013-1-011-00-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Gross Area |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 826 sqft |
| Finished Basement | 743 sqft |
| Unfinished Basement | 83 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 120 sqft |
| Patio Area | 195 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1107 RIVER RIDGE DR |
|---|---|
| City | AUGUSTA |
| State | GA |
| Zip | 30909-2213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | NATIONAL HILLS (00201) 004-3 |
| Legal Subdivision | NATIONAL HILLS |
| Legal Block | 13 |
| Legal Lot Number | 4 |
| Jurisdiction | RICHMOND GA |
| Township / Civil Division | AUGUSTA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10109 |
Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 462 TELFAIR ST, AUGUSTA, GA 30901-2463 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · Commercial Mortgage SECURITY FEDERAL BANK |
| May 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 1998 · Amount on Record |
| Deed Sale | Feb 6, 1998 · Amount on Record |
| Deed Book / Page | 584 / 1822 |
| Last Transfer Date | Mar 19, 1998 |
| Transfer Doc | 0589001337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 1107 RIVER RIDGE DR, AUGUSTA, GA 30909-2213 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1107 RIVER RIDGE DR, AUGUSTA, GA 30909-2213 |
| Document Number | 0017790000000737 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 0000001779/0000000737 |
| Instrument | 2021016002 |
| Name | SECURITY FEDERAL BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 1107 RIVER RIDGE DR, AUGUSTA, GA 30909-2213 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1107 RIVER RIDGE DR, AUGUSTA, GA 30909-2213 |
| Document Number | 0018840000002235 |
|---|---|
| Date | May 3, 2023 |
| Book Page | 0000001884/0000002235 |
| Instrument | 2023010420 |
| Name | SECURITY FEDERAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | May 1, 2020 |
Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County / Consolidated City | Augusta-Richmond County Consolidated Government |
| Unified School District | Richmond County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,873.00 (-19.5%) | ||
| 2025 | $3,569.00 (+55.85%) | $120,344 (+22.8%) Land $11,200 Building $109,144 | $300,860 (+22.8%) Land $28,000 Building $272,860 |
| 2023 | $2,290.00 (-10.83%) Homeowner's exemption | $98,000 (+18.68%) Land $11,200 Building $86,800 | $245,000 (+18.68%) Land $28,000 Building $217,000 |
| 2022 | $2,568.00 | $82,574 Land $11,200 Building $71,374 | $206,435 Land $28,000 Building $178,435 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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