Nelson County property record for 1107 Regency Ct, Bardstown, KY 40004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,645 sqft · built 1998 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Jul 2026) |
| Tax Bill | $2,375 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43C00-02-005 |
| Primary APN | 43C00-02-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,645 sqft Living Area |
| 1st Floor Area | 1,645 sqft |
| Basement Area | 1,645 sqft |
| Finished Basement | 1,645 sqft |
| Unfinished Basement | 1,645 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 53,143 sqft (1.22 acres) |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 66263 |
|---|---|
| Street Address | 1107 REGENCY CT |
| City | BARDSTOWN |
| State | KY |
| Zip | 40004-8761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREEAR EST-LT 5 PC1-745 |
| Legal Subdivision | GREEAR EST |
| Legal Lot Number | 5 |
| Jurisdiction | NELSON KY |
| Township / Civil Division | COXS CREEK |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 930201 |
1107 Regency Ct is owned and occupied by two individuals who bought it in July 2026.
Source: Nelson County records, as of August 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1107 REGENCY CT, BARDSTOWN, KY 40004-8761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 18, 2018 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on File |
| Deed Sale | Jul 21, 2026 · Amount on File |
| Prior Sale | Dec 11, 2008 · Amount on File |
| Deed Document Number | 20265127 |
| Deed Book / Page | 624 / 233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Jul 21, 2026 |
| Property Address | 1107 REGENCY CT, BARDSTOWN, KY 40004-8761 |
| Document Number | 0000005127 |
| Book / Page | 624 / 233 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20265127 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $36,360.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1107 REGENCY CT, BARDSTOWN, KY 40004-8761 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 1107 REGENCY CT, BARDSTOWN, KY 40004-8761 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | M1313/615 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | M1313/615 |
| Instrument | 2021004871 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | ST THOMAS, VI 0805 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 1107 REGENCY CT, BARDSTOWN, KY 40004-8761 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Name | Verified Name |
|---|
| Document Number | M1260/380 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | M1260/380 |
| Instrument | 2020006959 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 1107 REGENCY CT, BARDSTOWN, KY 40004-8761 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | COMMONWEALTH USA SETTLEMENTS |
| Name | Verified Name |
|---|
| Document Number | M1204/244 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | M1204/244 |
| Instrument | 2019004556 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 1107 REGENCY CT, BARDSTOWN, KY 40004-8761 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 2018000657 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | M1157/733 |
| Instrument | 2018000657 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 1107 Regency Ct was $2,375.
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,375.00 | $235,540 Land $235,540 | $235,540 Land $235,540 |
| 2023 | $2,531.00 | $235,540 | $235,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1107 Regency Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1107 Regency Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH NELSON WATER DISTRICT serves 13,365 people · EPA ID KY0900323 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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