1107 Ramsgate Ct, Smyrna, TN 37167 Property Records

Rutherford County property record for 1107 Ramsgate Ct, Smyrna, TN 37167

Property Summary

Property Type	Single Family Home
Details	6 ba · 6,695 sqft · built 2002
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Sep 2021)
Tax Bill	$6,393 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049A-A-072.00-000`

Property Details

APN / Parcel Number

Primary APN	`049A-A-072.00-000`
Alternative APNs	`049A A 07200` `R0027414`

Interior

Full Baths	6 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	6,695 sqft Living Area
1st Floor Area	6,243 sqft
Upper Floors Area	1,947 sqft
Basement Area	3,786 sqft
Finished Basement	1,893 sqft
Unfinished Basement	1,893 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	60,548 sqft (1.39 acres)
Lot Dimensions	165 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	1,595 sqft
Driveway	Driveway

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	429 sqft
Porch	Enclosed Porch
Porch Area	394 sqft
Deck Area	Deck Area
Patio Area	691 sqft
Gazebo	309 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0027414
Street Address	1107 RAMSGATE CT
City	SMYRNA
State	TN
Zip	37167-8706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47 ROSEMONT SEC 2 PB 35 PG 124
Legal Subdivision	ROSEMONT SEC 2 LOT 47 COMBINATION
Legal Lot Number	47
Jurisdiction	RUTHERFORD TN
Township / Civil Division	19
Census Block Group	1
Census Block	1004
Census Tract	40309

Owner

1107 Ramsgate Ct is owned and occupied by two individuals who bought it in September 2021.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1107 RAMSGATE CT, SMYRNA, TN 37167-8706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2021 · Amount on File
Deed Sale	Sep 15, 2021 · Amount on File
Deed Document Number	20212390751
Deed Book / Page	2140 / 2986
Prior Transfer Date	Mar 29, 2011
Prior Transfer Doc	10532837
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Sep 15, 2021
Property Address	1107 RAMSGATE CT, SMYRNA, TN 37167-8706
Document Number	21402986
Book / Page	2140 / 2986
Map Reference	MB 35 PG 124
Instrument Date	Aug 24, 2021
Instrument	2390751
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,070.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 RAMSGATE CT, SMYRNA, TN 37167-8706

Mortgage

Document Number	21402989
Date	Sep 15, 2021
Instrument	2140-2989

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Mortgage

Document Number	21403003
Date	Sep 15, 2021
Book Page	2140/3003
Instrument	2390753

Lender

Name	FIRST NB OF MIDDLE TENNESSEE
Type	Bank
Address	MURFREESBORO, TN 37129

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1107 Ramsgate Ct was $6,393.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Smyrna Town
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,825 (+14.02%) Land $39,000 Building $278,825	$1,271,300 Land $156,000 Building $1,115,300
2025	$6,393.00	$278,750 Land $18,750 Building $260,000
2023	$6,695.00	$278,750 Land $18,750 Building $260,000	$1,115,000 (+4.72%) Land $75,000 Building $1,040,000
2022			$1,064,700 Land $75,000 Building $989,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1107 Ramsgate Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1107 Ramsgate Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
United Communications Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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