1107 Prospect Cir, Vista, CA 92081 Property Records

San Diego County property record for 1107 Prospect Cir, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,036 sqft · built 1958
Lot Size	0.266 acres (11,588 sqft)
Owner	Individual Name on File
Last Sale	$824,000 (May 2025)
Tax Bill	$5,022 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage Aug 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`179-250-11-00`

Property Details

APN / Parcel Number

Primary APN	`179-250-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,036 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	11,588 sqft (0.266 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1107 PROSPECT CIR
City	VISTA
State	CA
Zip	92081-6812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 300 POR TR 001984
Legal Subdivision	RANCHO VISTA ESTATES
Legal Tract	001984
Legal Block	4
Legal Lot Number	300
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	19702

Owner

1107 Prospect Cir is owned and occupied by an individual who bought it in May 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1107 PROSPECT CIR, VISTA, CA 92081-6812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2018	Grant Deed, Transfer · ARM PARTNERS FCU
Aug 23, 2018	Quit Claim Deed, Transfer LAWYERS TITLE
Aug 23, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage GREENPATH FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2025 · Amount on File
Deed Sale	May 27, 2025 · Amount on File
Prior Sale	Dec 21, 2018 · Amount on File
Deed Document Number	2025139329
Prior Transfer Date	Aug 16, 2018
Prior Transfer Doc	0000348339
Record Updated	Oct 29, 2026

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 21, 2018
Property Address	1107 PROSPECT CIR, VISTA, CA 92081-6812
Document Number	0000524140
Map Reference	MAP 1984
Instrument Date	Nov 29, 2018
Instrument	2018-0524140
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 PROSPECT CIR, VISTA, CA 92081-6812

Mortgage

Document Number	0000524141
Date	Dec 21, 2018
Instrument	2018-0524141

Lender

Name	PARTNERS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2018
Property Address	1107 PROSPECT CIR, VISTA, CA 92081-6812
Document Number	0000348338
Instrument Date	Aug 16, 2018
Instrument	348338
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1107 PROSPECT CIR VISTA CA 920816812, VISTA, CA 92081-6812

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2018
Property Address	1107 PROSPECT CIR, VISTA, CA 92081-6812
Document Number	0000348339
Map Reference	MAP 1984
Instrument Date	Aug 16, 2018
Instrument	2018-0348339
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 PROSPECT CIR, VISTA, CA 92081-6812

Mortgage

Document Number	0000348340
Date	Aug 23, 2018
Instrument	2018-0348340

Lender

Name	GREENPATH FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1107 Prospect Cir was $5,022.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$840,479 (+88.36%) Land $630,362 Building $210,117
2025	$5,022.00 Homeowner's exemption	$446,204 Land $334,654 Building $111,550
2023	$4,620.00 (+0.28%) Homeowner's exemption	$428,879 Land $321,660 Building $107,219
2022	$4,607.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1107 Prospect Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1107 Prospect Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Prospect Cir

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