1107 Parker St, Monroe, NC 28112 Property Records

Union County property record for 1107 Parker St, Monroe, NC 28112

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 1,798 sqft · built 2022
Lot Size	0.393 acres (17,119 sqft)
Owner	2 Individual Names on File
Last Sale	$358,000 (Feb 2023)
Tax Bill	$3,440 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-238-150A`

Property Details

APN / Parcel Number

Primary APN	`09-238-150A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,798 sqft Living Area
1st Floor Area	1,798 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	17,119 sqft (0.393 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1107 PARKER ST
City	MONROE
State	NC
Zip	28112-6211
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R-MF MONRO
Legal Description	#3 RUTH FUNDERBURK OPCG349
Legal Subdivision	THE RUTH FUNDERBURK PROPERTY
Legal Lot Number	3
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1026
Census Tract	20502

Owner

1107 Parker St is owned and occupied by two individuals who bought it in February 2023.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1107 PARKER ST, MONROE, NC 28112-6211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · FHA Mortgage SWIFT HOME LOANS INC
Feb 20, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CASTLE & COOKE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2023 · Amount on File
Deed Sale	Feb 20, 2023 · Amount on File
Prior Sale	Nov 4, 2019 · Amount on File
Deed Document Number	20233789
Deed Book / Page	8657 / 778
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1107 PARKER ST, MONROE, NC 28112-6211
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	FAITH TITLE AND ESCROW INC, FIRST TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 PARKER ST, MONROE, NC 28112-6211

Mortgage

Document Number	0009339700
Date	Mar 31, 2026
Book Page	9339/700
Instrument	8583

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 20, 2023
Property Address	1107 PARKER ST, MONROE, NC 28112-6211
Document Number	0008657778
Book / Page	8657 / 778
Map Reference	CAB G FILE 349
Instrument Date	Feb 8, 2023
Instrument	3789
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$716.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 PARKER ST, MONROE, NC 28112-6211

Mortgage

Document Number	0000003790
Date	Feb 20, 2023
Instrument	3790

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1107 Parker St was $3,440.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,600 (-) Land $34,700 Building $358,900	$393,600 (-) Land $34,700 Building $358,900
2025	$3,440.00	$393,600 Land $34,700 Building $358,900	$393,600 Land $34,700 Building $358,900
2023	$2,624.00	$240,700 Land $12,600 Building $228,100	$240,700 Land $12,600 Building $228,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1107 Parker St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1107 Parker St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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