1107 Palm Ave, San Mateo, CA 94401 Property Records

San Mateo County property record for 1107 Palm Ave, San Mateo, CA 94401

Property Summary

Property Type	Duplex
Details	5 bd · 4 ba · 4,680 sqft · built 1924
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on File
Last Sale	$3,115,000 (Aug 2025)
Tax Bill	$21,349 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-285-190`

Property Details

APN / Parcel Number

Primary APN	`034-285-190`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	4,680 sqft Living Area
1st Floor Area	1,730 sqft
Basement Area	600 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Duplex Single
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
View / Lot	Corner
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1107 PALM AVE
City	SAN MATEO
State	CA
Zip	94401-4318
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R20000
Legal Description	LOT 31 BLOCK M SUB NO 3 & RESUB BLKS G & H OF SUB NO 2 HAYWARD PARK RSM 5/36
Legal Subdivision	HAYWARD PARK
Legal Block	M,G,H
Legal Lot Number	31
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1004
Census Tract	606600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1107 PALM AVE, SAN MATEO, CA 94401-4318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Sep 16, 2022	Intrafamily Transfer, Transfer
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2025 · Amount on File
Deed Sale	Aug 19, 2025 · Amount on File
Prior Sale	Oct 16, 2003 · Amount on File
Deed Document Number	202542578
Prior Transfer Date	Apr 13, 2023
Prior Transfer Doc	0000017173
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Apr 3, 2024
Property Address	1107 PALM AVE, SAN MATEO, CA 94401-4318
Document Number	0000017173
Map Reference	MB 5 PG 36
Instrument Date	Apr 13, 2023
Instrument	2024-017173
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 PALM AVE, SAN MATEO, CA 94401-4318

Mortgage

Document Number	0000017174
Date	Apr 3, 2024
Instrument	2024-017174

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	May 1, 2053

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Sep 16, 2022
Property Address	1107 PALM AVE, SAN MATEO, CA 94401-4318
Document Number	0000067758
Map Reference	MB 5 PG 36
Instrument Date	Sep 16, 2022
Instrument	2022-067758
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1107 PALM AVE, SAN MATEO, CA 94401-4318

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1107 PALM AVE, SAN MATEO, CA 94401-4318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070632
Date	Aug 30, 2019
Instrument	2019-070632

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,115,000 (+94.37%) Land $1,243,000 Building $1,872,000
2025	$21,349.00 (-1.06%) Homeowner's exemption	$1,602,579 (+4.04%) Land $781,978 Building $820,601
2023	$21,577.00 (+2.84%)	$1,540,352 Land $751,614 Building $788,738
2022	$20,981.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 906 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Sonic Telecom Fiber	1,000 / 1,000
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Unwired, Verizon.

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