1107 Oak Grove Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1107 Oak Grove Rd, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,016 sqft · built 2006
Lot Size	3.04 acres (132,422 sqft)
Owner	Individual Name on File
Last Sale	$620,000 (Mar 2022)
Tax Bill	$2,658 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`455100994538000`

Property Details

APN / Parcel Number

Primary APN	`455100994538000`
Alternative APNs	`33624` `56980`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,016 sqft Heated Area
Basement Area	2,016 sqft
Finished Basement	2,016 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	132,422 sqft (3.04 acres)
Lot Dimensions	322 ft deep x 680 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	1,753 sqft
Deck Area	976 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	56980
Street Address	1107 OAK GROVE RD
City	MURPHY
State	NC
Zip	28906-8574
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR COKER 1394/720 1407/409
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	1
Census Block	1009
Census Tract	930603

Owner

Source: Cherokee County records · APN 455100994538000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1107 OAK GROVE RD, MURPHY, NC 28906-8574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2022 · Amount on Record
Deed Sale	Mar 21, 2022 · Amount on Record
Prior Sale	Mar 03, 2011
Deed Document Number	1830
Deed Book / Page	1707 / 195
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 21, 2022
Property Address	1107 OAK GROVE RD, MURPHY, NC 28906-8574
Document Number	001707/195
Book / Page	1707 / 195
Instrument Date	Mar 09, 2022
Instrument	1830
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	280 RANDY LN, 280, CANTON, GA 30115-6991

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1107 OAK GROVE RD, MURPHY, NC 28906-8574

Mortgage

Document Number	0001707197
Date	Mar 21, 2022
Instrument	1707/197

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	Other
Max Rate	8.12%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,658.00	$391,660 (-)	$391,660 (-) Land $12,300 Building $379,360
2023		$391,660	$391,660 Land $12,300 Building $379,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force 1 of 3 on primary residences

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 90% of North Carolina
Wildfire Likelihood	About 1 in 355 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.