1107 N State Rd, Flora, IL 62839 Property Records

Clay County property record for 1107 N State Rd, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	3 ba · 4,043 sqft · built 1956
Lot Size	0.643 acres (28,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (May 2018)
Tax Bill	$3,873 (2025)
Deeds & Mortgages	May 2018 Transfer May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-26-214-002`

Property Details

APN / Parcel Number

Primary APN	`10-26-214-002`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	4,043 sqft Living Area
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Material	Shingle
Lot Area	28,017 sqft (0.643 acres)
Garage Area	1,296 sqft
Driveway	Concrete Driveway
Driveway Area	6,624 sqft
Parking Spaces	5 Parking Spaces
Pool Area	512 sqft
Porch	Slab
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1107 N STATE RD
City	FLORA
State	IL
Zip	62839-1050
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	RIDER'S ADDN BLOCK 1 LOTS 2 3 & 4
Legal Subdivision	RIDERS ADD
Legal Block	1
Legal Lot Number	2-4
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1022
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1107 N STATE RD, FLORA, IL 62839-1050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 7, 2018	Intrafamily Transfer, Transfer
May 2, 2018	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2018 · Amount on Record
Deed Sale	May 2, 2018 · Amount on Record
Prior Sale	Aug 15, 2013 · Amount on Record
Deed Document Number	2018194101
Last Transfer Date	May 4, 2018
Transfer Doc	2018D194136
Record Updated	Oct 29, 2026

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IL
Recording Date	May 7, 2018
Property Address	1107 N STATE RD, FLORA, IL 62839-1050
Document Number	2018D194136
Instrument Date	May 4, 2018
Instrument	2018D194136
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 N STATE RD, FLORA, IL 62839-1050
Investor	Possibly a Property Investor

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	May 2, 2018
Property Address	1107 N STATE RD, FLORA, IL 62839-1050
Document Number	2018D194101
Instrument Date	May 2, 2018
Instrument	2018D194101
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 N STATE RD, FLORA, IL 62839-1050
Investor	Possibly a Property Investor

Mortgage

Document Number	2018D194102
Date	May 2, 2018
Instrument	2018D194102

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,873.00 (+6.31%) Homeowner's exemption	$56,588 (+11.45%) Land $11,878 Building $44,710	$169,764 (+11.45%) Land $35,634 Building $134,130
2024	$3,643.00 (+3.76%)	$50,775 (+18.44%) Land $10,658 Building $40,117	$152,325 (+18.44%) Land $31,974 Building $120,351
2022	$3,511.00 (+9.65%) Homeowner's exemption	$42,870 Land $8,992 Building $33,878	$128,610 Land $26,976 Building $101,634
2021	$3,202.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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