Bastrop County property record for 1107 N Main St, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 1,235 sqft · built 1955 |
| Lot Size | 0.203 acres (8,851 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $53,400 (Oct 2015) |
| Tax Bill | $5,967 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R12556 |
| Primary APN | R12556 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,235 sqft Living Area |
| Gross Area | 1,647 sqft |
| 1st Floor Area | 1,235 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Wood |
| Roof Material | Other |
| Lot Area | 8,851 sqft (0.203 acres) |
| Lot Dimensions | 118 ft deep x 38 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 12 sqft |
| Street Address | 1107 N MAIN ST |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUCKER, LOT 1 & 2 (FRS) |
| Legal Subdivision | S7660 - RUCKER |
| Legal Block | 1 |
| Legal Lot Number | 1,2 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 950202 |
Source: Bastrop County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 201 S AVENUE A, ELGIN, TX 78621-2814 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2015 · Amount on Record |
| Deed Sale | Oct 14, 2015 · Amount on Record |
| Prior Sale | Jun 3, 2015 · Amount on Record |
| Deed Document Number | 201513290 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BASTROP TX |
| Property Address | 1107 N MAIN ST, ELGIN, TX 78621-1520 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | INDEPENDENCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 1107 N MAIN ST, ELGIN, TX 78621-1520 |
| Document Number | 0202519766 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 202519766 |
| Name | PROSPERITY BANK |
|---|---|
| Type | Bank |
| Address | RICHARDSON, TX 75081 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6% |
| Max Rate At Change | 10% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 13% |
Source: Bastrop County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Municipality | Elgin City |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,967.00 (-6.08%) | $241,144 (-9%) Land $127,194 Building $113,950 | $241,144 (-9%) Land $127,194 Building $113,950 |
| 2024 | $6,353.00 | ||
| 2023 | $265,003 Land $127,194 Building $137,809 | $265,003 Land $127,194 Building $137,809 | |
| 2022 | $5,521.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELGIN serves 13,188 people · EPA ID TX0110002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures