1107 N Cedar St, Coldwater, OH 45828 Property Records

Mercer County property record for 1107 N Cedar St, Coldwater, OH 45828

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,513 sqft · built 2008
Lot Size	0.593 acres (25,840 sqft)
Owner	2 Individual Names on File
Last Sale	$45,120 (Mar 2007)
Tax Bill	$10,127 (2025)
Deeds & Mortgages	Jan 2013 Mortgage Aug 2009 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-194300.0000`

Property Details

APN / Parcel Number

Primary APN	`05-194300.0000`
Alternative APN	`08-28-251-015`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	3,513 sqft Living Area
Basement Area	3,513 sqft
Finished Basement	3,513 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	25,840 sqft (0.593 acres)
Lot Dimensions	170 ft deep x 152 ft wide
Garage Type	Attached

Location & Zoning

Street Address	1107 N CEDAR ST
City	COLDWATER
State	OH
Zip	45828-1171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WENNING ACRES FIRST PLATTED 2003 RTS: 002-06-28 LOT#: 1533
Legal Subdivision	WENNING ACRES FIRST
Legal Lot Number	1533
Jurisdiction	MERCER OH
Township / Civil Division	BUTLER
Census Block Group	3
Census Block	3001
Census Tract	967700

Owner

1107 N Cedar St is owned and occupied by two individuals who bought it in March 2007.

Source: Mercer County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1107 N CEDAR ST, COLDWATER, OH 45828-1171
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2013	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK CO
Aug 19, 2009	Deed of Trust, Mortgage THE PEOPLES BANK CO
Dec 31, 2020	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2007 · Amount on File
Deed Sale	Mar 2, 2007 · Amount on File
Deed Document Number	20071076
Record Updated	Sep 20, 2026

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	1107 N CEDAR ST, COLDWATER, OH 45828-1171
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201300000556
Date	Jan 28, 2013
Instrument	201300000556

Lender

Name	THE PEOPLES BANK CO
Type	Bank
Address	COLDWATER, OH 45828

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2028

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	1107 N CEDAR ST, COLDWATER, OH 45828-1171
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900005877
Date	Aug 19, 2009
Instrument	200900005877

Lender

Name	THE PEOPLES BANK CO
Type	Bank
Address	COLDWATER, OH 45828

Agreement

Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2024

December 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MERCER OH
Recording Date	Dec 31, 2020
Property Address	1107 N CEDAR ST, COLDWATER, OH 45828-1171
Document Number	202000008445
Map Reference	VOL 177 PG 522
Instrument Date	Dec 31, 2020
Instrument	202000008445
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1107 N CEDAR ST, COLDWATER, OH 45828-1171

Tax Assessment & Valuation

The 2025 property tax bill for 1107 N Cedar St was $10,127.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Butler Township
Municipality	Coldwater Village
Unified School District	Coldwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,127.00	$304,190 (-) Land $31,290 Building $272,900
2024	$10,127.00 (+1.92%)	$304,190 (-) Land $31,290 Building $272,900
2023	$9,936.00 (+22.67%)	$304,190 (+37.95%) Land $31,290 Building $272,900	$869,100 Land $89,400 Building $779,700
2022	$8,100.00	$220,510 Land $22,580 Building $197,930
2020			$630,000 Land $64,500 Building $565,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1107 N Cedar St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1107 N Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber · Fixed Wireless	2,000 / 2,000
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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