1107 Locust St, Thomson, IL 61285 Property Records

Carroll County property record for 1107 Locust St, Thomson, IL 61285

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,528 sqft · built 1975
Lot Size0.276 acres (12,023 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Oct 2009)
Tax Bill$3,436 (2025)
Deeds & MortgagesOct 2009 Foreclosure
Flood ZoneZone X (minimal risk)
APN12-12-25-101-015

Property Details

APN / Parcel Number

Primary APN12-12-25-101-015

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,528 sqft Living Area
Basement Area1,144 sqft
Unfinished Basement1,144 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,023 sqft (0.276 acres)
Garage TypeAttached
Garage Area221 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area312 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1107 LOCUST ST
CityTHOMSON
StateIL
Zip61285-8531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 LOT 5 EX W 20' BLK 2 N D FRENCH 1ST ADT. 12-001-122-00
Legal SubdivisionN D FRENCH 1ST ADT
Legal Block2
Legal Lot Number4-5
JurisdictionCARROLL IL
Township / Civil DivisionYORK
Census Block Group1
Census Block1011
Census Tract960600

Owner

1107 Locust St is owned by an individual who bought it in October 2009.

Source: Carroll County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2009 · Amount on File
Deed SaleOct 23, 2009 · Amount on File
Record UpdatedSep 20, 2026

October 2009: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCARROLL IL
Recording DateOct 23, 2009
Property Address1107 LOCUST ST, THOMSON, IL 61285-8531
Document Number0020093444
Instrument2009-3444
Transaction TypeForeclosure
Record UpdatedApr 2, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1103 LOCUST ST # 155, 155, THOMSON, IL 61285-8532
InvestorPossibly a Property Investor

Mortgage

Document Number0020093445
DateOct 23, 2009
Instrument2009-3445
Lender
NameUS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 1107 Locust St was $3,436, up 12.6% from the year before.

Source: Carroll County assessment roll, as of June 1, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCarroll County
County SubdivisionYork Township
MunicipalityThomson Village
Unified School DistrictWest Carroll Community Unit School District 314 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,436.00 (+12.62%)$47,609 Land $4,207 Building $43,402$142,841 Land $12,622 Building $130,219
2024$3,051.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1107 Locust St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2001 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1107 Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHOMSON
serves 600 people · EPA ID IL0150350
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
Jo-Carroll Energy
Fiber
1,000 / 1,000

May also be available: JCWIFI.com.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Locust St

Nearby Streets

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