1107 Laurel St, Salisbury, NC 28144 Property Records

Rowan County property record for 1107 Laurel St, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,138 sqft · built 1963
Lot Size	0.274 acres (11,935 sqft)
Owner	2 Individual Names on File
Last Sale	$68,000 (Apr 2017)
Tax Bill	$1,501 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012 226`

Property Details

APN / Parcel Number

Primary APN	`012 226`
Alternative APN	`6343553`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,138 sqft Living Area
1st Floor Area	1,138 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	11,935 sqft (0.274 acres)
Lot Dimensions	15.9 ft deep x 7.5 ft wide
Porch	Porch
Porch Area	25 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1107 LAUREL ST
City	SALISBURY
State	NC
Zip	28144-3829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L16 BK B
Legal Subdivision	SEDGEFIELD ACRES
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2034
Census Tract	50800

Owner

1107 Laurel St is owned and occupied by two individuals who bought it in April 2017.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1107 LAUREL ST, SALISBURY, NC 28144-3829
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 11, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 28, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017 · Amount on File
Deed Sale	Apr 28, 2017 · Amount on File
Prior Sale	May 28, 2004 · Amount on File
Deed Book / Page	1289 / 23
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Apr 30, 2026
Property Address	1107 LAUREL ST, SALISBURY, NC 28144-3829
Document Number	1482000283
Book / Page	1482 / 283
Instrument Date	Apr 29, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 LAUREL ST, SALISBURY, NC 28144-3829

Mortgage

Document Number	1482000283,
Date	Apr 30, 2026
Book Page	1482/283

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1107 LAUREL ST, SALISBURY, NC 28144-3829
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014070839
Date	Aug 11, 2022
Book Page	1407/839

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 28, 2017
Property Address	1107 LAUREL ST, SALISBURY, NC 28144-3829
Document Number	0012890023
Book / Page	001289 / 000023
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1107 LAUREL ST SALISBURY NC 281443829, SALISBURY, NC 28144-3829

Mortgage

Document Number	12890024
Date	Apr 28, 2017
Book Page	001289/000024

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1107 Laurel St was $1,501.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,501.00	$125,518 (-) Land $17,768 Building $107,750	$125,518 Land $17,768 Building $107,750
2025	$1,501.00	$125,518 Land $17,768 Building $107,750
2023	$1,501.00	$125,518 Land $17,768 Building $107,750	$125,518 Land $17,768 Building $107,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1107 Laurel St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1107 Laurel St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Windstream.

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