1107 High St, Cambridge, MD 21613 Property Records

Dorchester County property record for 1107 High St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,104 sqft · built 2002
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jun 2026)
Tax Bill	$3,248 (2026)
Deeds & Mortgages	Jun 2026 Sale Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-199821`

Property Details

APN / Parcel Number

Primary APN	`07-199821`
Alternative APNs	`7199821` `199821`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.275 acres)
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	199821
Street Address	1107 HIGH ST
City	CAMBRIDGE
State	MD
Zip	21613-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 44-12,000 SQ FT W/S HIGH ST S OF BRADLEY AVENUE
Legal Subdivision	BAYLY XING SUB
Legal Lot Number	44
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	3
Census Block	3023
Census Tract	970600

Owner

1107 High St is owned and occupied by an individual who bought it in June 2026.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1107 HIGH ST, CAMBRIDGE, MD 21613-2611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Re-recorded Document CARDINAL TITLE GROUP LLC, CARDINAL TITLE GROUP
Apr 6, 2026	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
May 4, 2023	Deed of Trust, Mortgage · Unknown SHORE UNITED BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Prior Sale	Dec 27, 2024 · Amount on File
Deed Book / Page	2020 / 271
Prior Transfer Date	May 2, 2013
Prior Transfer Doc	0011460080
Record Updated	Oct 29, 2026

June 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DORCHESTER MD
Recording Date	Jun 11, 2026
Property Address	1107 HIGH ST, CAMBRIDGE, MD 21613-2611
Document Number	2020000271
Book / Page	2020 / 271
Instrument Date	Jun 11, 2026
Record Updated	Aug 30, 2026
Title Company	CARDINAL TITLE GROUP LLC, CARDINAL TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$232,300.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1107 HIGH ST, CAMBRIDGE, MD 21613-2611

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Recording Date	Apr 6, 2026
Property Address	1107 HIGH ST, CAMBRIDGE, MD 21613-2611
Document Number	2006000315
Book / Page	2006 / 315
Instrument Date	Mar 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AMERICAS TITLE GROUP, AMERICAS TITE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 HIGH ST, CAMBRIDGE, MD 21613-2611
Investor	Possibly a Property Investor

Mortgage

Document Number	2006000315,
Date	Apr 6, 2026
Book Page	2006/315

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	1107 HIGH ST, CAMBRIDGE, MD 21613-2611
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 HIGH ST, CAMBRIDGE, MD 21613-2611

Mortgage

Document Number	0018090126
Date	May 4, 2023
Book Page	1809/126

Lender

Name	SHORE UNITED BANK NA
Type	Bank
Address	CAMBRIDGE, MD 21613

Agreement

Type	Unknown
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1107 High St was $3,248, up 1% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,248.00 (+10.03%)	$173,833 (+10.58%)	$207,100 (+31.74%) Land $16,800 Building $190,300
2025	$2,952.00	$157,200 Land $16,800 Building $140,400	$157,200 Land $16,800 Building $140,400
2023	$2,294.00 Homeowner's exemption	$131,000	$157,200 Land $16,800 Building $140,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1107 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1107 High St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, T-Mobile, Verizon.

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