1107 Herschel Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 1107 Herschel Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,878 sqft · built 1916
Lot Size	0.132 acres (5,793 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Sep 2020)
Tax Bill	$12,491 (2025)
Deeds & Mortgages	Sep 2020 Sale & Line of Credit Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019-0002-0046-00`

Property Details

APN / Parcel Number

Primary APN	`019-0002-0046-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,878 sqft Living Area
1st Floor Area	812 sqft
2nd Floor Area	720 sqft
Attic	Attic
Attic Area	346 sqft
Basement Area	720 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1916
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,793 sqft (0.132 acres)
Lot Dimensions	148 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1107 HERSCHEL AVE
City	CINCINNATI
State	OH
Zip	45208-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40.58 X 148.24 LOT 20 BEN F MC LENNANS SUB
Legal Subdivision	N F MC LENNANS SUB
Legal Lot Number	20
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2006
Census Tract	4800

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4345 RIDGE AVE, CINCINNATI, OH 45209-5181
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE
Mar 22, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Apr 7, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Prior Sale	Mar 22, 2019 · Amount on Record
Deed Document Number	2020-0099497
Deed Book / Page	14262 / 2995
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 28, 2020
Property Address	1107 HERSCHEL AVE, CINCINNATI, OH 45208-3112
Document Number	0000099497
Book / Page	014262 / 002995
Instrument Date	Sep 14, 2020
Instrument	99497
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4044 N LINCOLN AVE #324 CHICAGO IL 606183038, 324, CHICAGO, IL 60618-3038

Mortgage

Document Number	99498
Date	Sep 28, 2020
Book Page	014262/002997
Instrument	99498

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 22, 2019
Property Address	1107 HERSCHEL AVE, CINCINNATI, OH 45208-3112
Document Number	0000021147
Book / Page	13880 / 00048
Map Reference	MB 19 PG 21
Instrument Date	Jan 27, 2019
Instrument	2019-0021147
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1107 HERSCHEL AVE, CINCINNATI, OH 45208-3112

Mortgage

Document Number	0000021148
Date	Mar 22, 2019
Instrument	2019-0021148

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 7, 2017
Property Address	1107 HERSCHEL AVE, CINCINNATI, OH 45208-3112
Document Number	0000030895
Book / Page	013391 / 001036
Instrument Date	Apr 4, 2017
Instrument	30895
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,215.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1107 HERSCHEL AVE CINCINNATI OH 452083112, CINCINNATI, OH 45208-3112

Mortgage

Document Number	3097
Date	Apr 7, 2017
Book Page	013391/001039
Instrument	3097

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IN 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,491.00 (+3.09%)	$203,000 (-) Land $38,801 Building $164,199
2024	$12,117.00 (-2.18%)	$203,000 (-) Land $38,801 Building $164,199
2023	$12,387.00 (+25.34%)	$203,000 (+39.76%) Land $38,801 Building $164,199	$580,000 (+39.76%) Land $110,860 Building $469,140
2022	$9,883.00 Homeowner's exemption	$145,250 Land $36,799 Building $108,451
2020			$415,000 Land $105,140 Building $309,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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