1107 Helm St, Henderson, KY 42420 Property Records

Henderson County property record for 1107 Helm St, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	1 ba · 800 sqft · built 1915
Lot Size	0.132 acres (5,762 sqft)
Owner	Company Name on Record
Last Sale	$23,500 (May 2018)
Tax Bill	$399 (2025)
Deeds & Mortgages	Mar 2026 Construction Loan Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-19-3-23`

Property Details

APN / Parcel Number

Primary APN	`2-19-3-23`
Alternative APNs	`43718` `53374`

Interior

Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	800 sqft Finished Area

Exterior

Year Built	Built 1915
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,762 sqft (0.132 acres)
Lot Dimensions	133 ft deep x 43.3 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Connected

Location & Zoning

Account Number	53374
Street Address	1107 HELM ST
City	HENDERSON
State	KY
Zip	42420-3708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1022
Census Tract	20300

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6029 STATE ROUTE 266, HENDERSON, KY 42420-9615
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENCE BANK OF KENTUCKY
Apr 2, 2024	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST COMPANY
May 10, 2018	Deed, Transfer · Commercial Mortgage FIELD & MAIN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2018 · Amount on Record
Deed Sale	May 10, 2018 · Amount on Record
Deed Document Number	2018004852
Deed Book / Page	RE 0630 / 752
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1107 HELM ST, HENDERSON, KY 42420-3708
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	SW INDIANA LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8437 BELL OAKS DR 173, NEWBURGH, IN 47630-2582

Mortgage

Document Number	0MT1496/66
Date	Mar 6, 2026
Book Page	MT1496/66
Instrument	2026002166

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	76 S GREEN ST, HENDERSON, KY 42420

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 3, 2031

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1107 HELM ST, HENDERSON, KY 42420-3708
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6029 STATE ROUTE 266, HENDERSON, KY 42420-9615

Mortgage

Document Number	MT1440/988
Date	Apr 2, 2024
Book Page	MT1440/988
Instrument	2024002634

Lender

Name	FARMERS BANK & TRUST COMPANY
Type	Private Party
Address	201 S MAIN ST, MARION, KY 42064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Mar 15, 2029

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	May 10, 2018
Property Address	1107 HELM ST, HENDERSON, KY 42420-3708
Document Number	RE0630/752
Book / Page	RE 0630 / 752
Instrument Date	May 7, 2018
Instrument	2018004852
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$23.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1806 KRESGE DR, 1806, HENDERSON, KY 42420-5053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 FAIR ST, HENDERSON, KY 42420-4051

Mortgage

Document Number	2018004853
Date	May 10, 2018
Instrument	2018004853

Lender

Name	FIELD & MAIN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 7, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$399.00 (+37.59%)	$36,000 (+38.46%)	$36,000 (+38.46%)
2023	$290.00 (+0.69%)	$26,000 (-)	$26,000 (-)
2022	$288.00	$26,000	$26,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Watch TV.

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