1107 Hancock St, Smithfield, NC 27577 Property Records

Johnston County property record for 1107 Hancock St, Smithfield, NC 27577

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,092 sqft · built 1925
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Sep 2023)
Tax Bill$1,621 (2026)
Deeds & MortgagesSep 2023 Sale & Mortgage
Mar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2000263261

Property Details

APN / Parcel Number

Primary APN2000263261
Alternative APNs
  • 2000147186
  • 15017025

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,092 sqft Living Area
Gross Area1,236 sqft
1st Floor Area992 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1990
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions100 ft deep x 80 ft wide
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2000263261
Street Address1107 HANCOCK ST
CitySMITHFIELD
StateNC
Zip27577-4611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionLOT 142 SMFLD MFG CO 4/393
Legal SubdivisionSMITHFIELD MANUFACTURING CO PR
Legal Lot Number142
JurisdictionJOHNSTON NC
Township / Civil DivisionSMITHFIELD
Census Block Group2
Census Block2045
Census Tract40700

Owner

1107 Hancock St is owned and occupied by two individuals who bought it in September 2023.

Source: Johnston County records, as of September 24, 2026

Owner of Record2 Individual Names on File
Mailing Address1107 HANCOCK ST, SMITHFIELD, NC 27577-4611
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2023Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Mar 1, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
LARRY E COX

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2023 · Amount on File
Deed SaleSep 29, 2023 · Amount on File
Prior SaleMar 1, 2023 · Amount on File
Deed Document Number202331366
Deed Book / Page6554 / 276
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateSep 29, 2023
Property Address1107 HANCOCK ST, SMITHFIELD, NC 27577-4611
Document Number0000031366
Book / Page6554 / 276
Map ReferenceMB 4 PG 393
Instrument DateSep 25, 2023
Instrument2023031366
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1371, SMITHFIELD, NC 27577-1371

Transferred To (Grantee/Buyer)

NameVerified Name
Address1107 HANCOCK ST, SMITHFIELD, NC 27577-4611

Mortgage

Document Number0000031367
DateSep 29, 2023
Instrument2023031367
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.77%
Type Change DateOct 1, 2028
Change Frequency5 Years
Min Rate At Change4.77%
Max Rate At Change8.77%
Index5-Year TN
Max Rate12.7%

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateMar 1, 2023
Property Address1107 HANCOCK ST, SMITHFIELD, NC 27577-4611
Document Number0000005661
Book / Page6430 / 813
Map ReferenceMB 4 PG 393
Instrument DateMar 1, 2023
Instrument2023005661
Transaction TypeTransfer
Record UpdatedMar 13, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address110 WILSONS MILLS RD, SMITHFIELD, NC 27577-3229

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1371, SMITHFIELD, NC 27577-1371

Mortgage

Document Number0000005662
DateMar 1, 2023
Instrument2023005662
Lender
NameLARRY E COX
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term60 Months
DueMar 1, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 1107 Hancock St was $1,621.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
MunicipalitySmithfield Town
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,621.00$168,880 Land $14,180 Building $154,700$168,880 Land $14,180 Building $154,700
2023$287.00$22,850 Land $7,490 Building $15,360$22,850 Land $7,490 Building $15,360

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1107 Hancock St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims13 (1999–2016)
Claims Outside the SFHA13 of 13
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1107 Hancock St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHFIELD
serves 12,900 people · EPA ID NC0351010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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