1107 Elm St, Gilcrest, CO 80623 Property Records

Weld County property record for 1107 Elm St, Gilcrest, CO 80623

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,336 sqft · built 1977
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Dec 2016)
Tax Bill	$1,832 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1.05-72-8-E+-11`

Property Details

APN / Parcel Number

Primary APN	`1.05-72-8-E+-11`
Alternative APNs	`1057-28-1-02-005` `R4433586`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,336 sqft Living Area
Gross Area	2,086 sqft
1st Floor Area	1,336 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Frame/Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Garage Type	Attached
Garage Area	750 sqft
Porch	Slab
Porch Area	481 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R4433586
Street Address	1107 ELM ST
City	GILCREST
State	CO
Zip	80623-5037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIL 16895-C PT L1 BLK37 BEG 50S NE COR S75 W150 N75 E150 TO BEG
Legal Range	66W
Legal Township	4N
Legal Section	28
Legal Subdivision	GILCREST TOWN
Legal Block	37
Legal Lot Number	1
Jurisdiction	WELD CO
Township / Civil Division	LA SALLE-GILCREST
Census Block Group	3
Census Block	3032
Census Tract	1700

Owner

1107 Elm St is owned by two individuals who acquired it in September 2022.

Source: Weld County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 446, GILCREST, CO 80623-0446
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit EVERETT FINANCIAL INC
Jan 12, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Dec 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Mar 16, 2018	Warranty Deed, Transfer · FHA Mortgage MEGASTAR FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2016 · Amount on File
Deed Sale	Dec 27, 2016 · Amount on File
Prior Sale	Jul 29, 2011 · Amount on File
Deed Document Number	20164265070
Last Transfer Date	Sep 8, 2022
Transfer Doc	0004865470
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Recording Date	Jun 12, 2026
Property Address	1107 ELM ST, GILCREST, CO 80623-5037
Document Number	0005107910
Instrument Date	Jun 4, 2026
Instrument	20265107910
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1107 ELM ST, GILCREST, CO 80623-5037
Investor	Possibly a Property Investor

Mortgage

Document Number	0005107910,
Date	Jun 12, 2026
Instrument	20265107910

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2056

Interest

Rate	6.37%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	1107 ELM ST, GILCREST, CO 80623-5037
Transaction Type	Mortgage
Record Updated	Jan 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 ELM ST, GILCREST, CO 80623-5037

Mortgage

Document Number	0004876587
Date	Jan 12, 2023
Instrument	4876587

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELD CO
Recording Date	Dec 9, 2020
Property Address	1107 ELM ST, GILCREST, CO 80623-5037
Document Number	0004658561
Instrument Date	Dec 3, 2020
Instrument	4658561
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	CANYON TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1107 ELM ST, GILCREST, CO 80623-5037

Mortgage

Document Number	0004658562
Date	Dec 9, 2020
Instrument	4658562

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Mar 16, 2018
Property Address	1107 ELM ST, GILCREST, CO 80623-5037
Document Number	0004383614
Instrument Date	Mar 15, 2018
Instrument	4383614
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.59
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 ELM ST GILCREST CO 80623, GILCREST, CO 80623

Mortgage

Document Number	4383615
Date	Mar 16, 2018
Instrument	4383615

Lender

Name	MEGASTAR FIN'L
Type	Funding / Finance Company
Address	DENVER, CO 80204

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2048

Mortgage

Document Number	4383616,
Date	Mar 16, 2018
Instrument	4383616

Lender

Name	CA HSNG FIN
Address	DENVER, CO 80202

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1107 Elm St was $1,832, up 7.8% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Gilcrest Town
Unified School District	Weld County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,490 (-2.09%) Land $3,060 Building $19,430	$367,404 (-) Land $50,000 Building $317,404
2025	$1,832.00 (+7.76%)	$22,970 Land $3,130 Building $19,840	$367,404 Land $50,000 Building $317,404
2024	$1,700.00 (+9.61%)
2023	$1,551.00	$24,810 Land $3,380 Building $21,430	$366,846 Land $50,000 Building $316,846

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1107 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1107 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,300 / 2,300
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Intrepid Fiber Networks.

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