1107 Efird St, Albemarle, NC 28001 Property Records

Stanly County property record for 1107 Efird St, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,518 sqft · built 1920
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Dec 2021)
Tax Bill	$1,332 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`653802863113`

Property Details

APN / Parcel Number

Primary APN	`653802863113`
Alternative APNs	`1537065` `9696`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,518 sqft Finished Area
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	171 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	294 sqft
Carport	Carport
Carport Area	294 sqft
Porch	Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1537065
Street Address	1107 EFIRD ST
City	ALBEMARLE
State	NC
Zip	28001-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	HSE 1107 EFIRD ST 653812069
Jurisdiction	STANLY NC
Township / Civil Division	NORTH ALBEMARLE
Census Block Group	3
Census Block	3040
Census Tract	930500

Owner

1107 Efird St is owned and occupied by an individual who bought it in December 2021.

Source: Stanly County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1107 EFIRD ST, ALBEMARLE, NC 28001-3615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on File
Deed Sale	Dec 28, 2021 · Amount on File
Prior Sale	May 4, 2015 · Amount on File
Deed Document Number	2021441771
Deed Book / Page	1770 / 93
Prior Transfer Date	Feb 24, 2005
Prior Transfer Doc	0000320233
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Dec 28, 2021
Property Address	1107 EFIRD ST, ALBEMARLE, NC 28001-3615
Document Number	0000441771
Book / Page	1770 / 93
Instrument Date	Dec 28, 2021
Instrument	441771
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1503 E MAIN ST, ALBEMARLE, NC 28001-5237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 EFIRD ST, ALBEMARLE, NC 28001-3615

Mortgage

Document Number	0000441772
Date	Dec 28, 2021
Instrument	441772

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

The 2026 property tax bill for 1107 Efird St was $1,332.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,332.00	$118,944 Land $17,820 Building $101,124	$118,944 Land $17,820 Building $101,124
2023	$744.00	$60,994 Land $9,072 Building $51,922	$60,994 Land $9,072 Building $51,922

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1107 Efird St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1997–2003)
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1107 Efird St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20