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  5. Cherry Point Rd

1107 Cherry Point Rd, West River, MD 20778 Property Records

Anne Arundel County property record for 1107 Cherry Point Rd, West River, MD 20778

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,728 sqft · built 2004
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$335,000 (Aug 2018)
Tax Bill$5,201 (2025)
Deeds & MortgagesMar 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-519-05062580

Property Details

APN / Parcel Number

Primary APN07-519-05062580
Alternative APNs
  • 751905062580
  • 51905062580

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,728 sqft Living Area
Gross Area2,016 sqft
1st Floor Area992 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area43,560 sqft
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
Deck Area408 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number51905062580
Street Address1107 CHERRY POINT RD
CityWEST RIVER
StateMD
Zip20778-9780
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 5 MONROE ACRES
Legal SubdivisionMONROE ACRES
Legal Block1
Legal Lot Number5
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1006
Census Tract707001

Owner

Source: Anne Arundel County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1107 CHERRY POINT RD, WEST RIVER, MD 20778-9780
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Aug 30, 2018Deed, Transfer · Conventional Mortgage
BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2018 · Amount on Record
Deed SaleAug 30, 2018 · Amount on Record
Prior SaleOct 26, 2010 · Amount on Record
Deed Book / Page32440 / 433
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1107 CHERRY POINT RD, WEST RIVER, MD 20778-9780
Document Number0345410367
Instrument DateMar 6, 2020
Transaction TypeMortgage
Record UpdatedJun 5, 2020
Title CompanyCHURCH CIRCLE TITLE AND ESCROW L, CHURCH CIRCLE TITLE & ESCROW L

Transferred To (Grantee/Buyer)

NameVerified Name
Address1107 CHERRY POINT RD WEST RIVER MD 207789780, WEST RIVER, MD 20778-9780

Mortgage

Document Number0345410367
DateMay 7, 2020
Book Page034541/000367
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 6, 2050

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateAug 30, 2018
Property Address1107 CHERRY POINT RD, WEST RIVER, MD 20778-9780
Document Number0324400433
Book / Page32440 / 433
Map ReferenceMB26 FO16
Instrument DateAug 20, 2018
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyCHURCH CIRCLE TITLE & ESCRWO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,187.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1107 CHERRY RD, WEST RIVER, MD 20778

Mortgage

Document Number0032440439
DateAug 30, 2018
Instrument32440/439
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$482,400 (+24.72%) Land $180,000 Building $302,400$482,400 (+24.72%) Land $180,000 Building $302,400
2025$5,201.00 (+23.16%)
2023$4,223.00$386,800 Land $180,000 Building $206,800$386,800 Land $180,000 Building $206,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 101 policies
Nearby Flood Policies101 in force
Nearby Flood Claims50 (1979–2024)
Claims Outside the SFHA11 of 50
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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