Hunt County property record for 1107 Charlies Dr, Commerce, TX 75428
| Property Type | Single Family Home |
|---|---|
| Details | 1,480 sqft · built 2016 |
| Lot Size | 0.263 acres (11,473 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,549 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3795-0020-0100-31 |
| Primary APN | 3795-0020-0100-31 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,480 sqft Living Area |
| 1st Floor Area | 1,480 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 11,473 sqft (0.263 acres) |
| Lot Dimensions | 96 ft deep x 120 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 264 sqft |
| Street Address | 1107 CHARLIES DR |
|---|---|
| City | COMMERCE |
| State | TX |
| Zip | 75428-4435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S3795 KNIGHT JOHN ADDITION BLK 2 LOT 10,12,14 ACRES .2634 |
| Legal Subdivision | KNIGHT JOHN ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | HUNT TX |
| Township / Civil Division | COMMERCE |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 960500 |
1107 Charlies Dr is owned and occupied by two individuals.
Source: Hunt County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1107 CHARLIES DR, COMMERCE, TX 75428-4435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE BANK |
| Sep 7, 2017 | Deed of Trust, Mortgage ALLIANCE BK |
| Feb 3, 2017 | Loan Modification, Mortgage ALLIANCE BK |
| Nov 3, 2015 | Loan Modification, Mortgage ALLIANCE BK |
| Nov 3, 2015 | Loan Modification, Mortgage ALLIANCE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 1107 CHARLIES DR, COMMERCE, TX 75428-4435 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000003877 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021-03877 |
| Name | ALLIANCE BANK |
|---|---|
| Type | Bank |
| Address | SULPHUR SPRINGS, TX 75482 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 1107 CHARLIES DR, COMMERCE, TX 75428-4435 |
| Document Number | 0000012386 |
| Instrument Date | Sep 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1107 CHARLIES DR COMMERCE TX 75428, COMMERCE, TX 75428 |
| Document Number | 0000012386 |
|---|---|
| Date | Sep 8, 2017 |
| Instrument | 12386 |
| Name | ALLIANCE BK |
|---|---|
| Type | Bank |
| Address | SULPHUR SPRINGS, TX 75482 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 7, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 1107 CHARLIES DR, COMMERCE, TX 75428-4435 |
| Document Number | 0000001692 |
| Instrument Date | Feb 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 330 COMMERCE TX 754290330, COMMERCE, TX 75429-0330 |
| Document Number | 0000001692 |
|---|---|
| Date | Feb 9, 2017 |
| Instrument | 1692 |
| Name | ALLIANCE BK |
|---|---|
| Type | Bank |
| Address | SULPHUR SPRINGS, TX 75483 |
| Amount | Amount on Record |
|---|
| Rate | 3.95% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 1107 CHARLIES DR, COMMERCE, TX 75428-4435 |
| Document Number | 0000006101 |
| Instrument Date | Nov 3, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 330 COMMERCE TX 754290330, COMMERCE, TX 75429-0330 |
| Document Number | 0000006101 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 6101 |
| Name | ALLIANCE BK |
|---|---|
| Type | Bank |
| Address | SULPHUR SPRINGS, TX 75483 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | May 9, 2018 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 1107 CHARLIES DR, COMMERCE, TX 75428-4435 |
| Document Number | 0000012208 |
| Instrument Date | Nov 3, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 330 COMMERCE TX 754290330, COMMERCE, TX 75429-0330 |
| Document Number | 0000012208 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 12208 |
| Name | ALLIANCE BK |
|---|---|
| Type | Bank |
| Address | SULPHUR SPRINGS, TX 75483 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 1107 Charlies Dr was $3,549 with exemptions applied, up 8% from the year before.
Source: Hunt County assessment roll, as of September 10, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Commerce City |
| County | Hunt County |
| Unified School District | Commerce Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,549.00 (+8%) Homeowner's exemption Senior Citizen's exemption | $243,333 | $274,230 Land $33,620 Building $240,610 |
| 2024 | $3,286.00 | ||
| 2023 | $218,190 Land $24,550 Building $193,640 | $218,190 Land $24,550 Building $193,640 | |
| 2022 | $4,103.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1107 Charlies Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1107 Charlies Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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