Carroll County property record for 1107 Chapel Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,612 sqft · built 1975 |
| Lot Size | 0.551 acres (24,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $99,500 (Sep 1996) |
| Tax Bill | $2,774 (2026) |
| Deeds & Mortgages | Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-040679 |
| Primary APN | 07-040679 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,612 sqft Total Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 24,001 sqft (0.551 acres) |
| Garage Type | Mixed |
| Garage Area | 1,376 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 040679 |
|---|---|
| Street Address | 1107 CHAPEL RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | TRACT A - 24001 SF CHAPEL RD 23-198 BERNSIDE |
| Legal Subdivision | WARFIELDSBURG |
| Legal Tract | A |
| Legal Lot Number | TRT A |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 507702 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1107 CHAPEL RD, WESTMINSTER, MD 21157-6703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 1996 · Amount on Record |
| Deed Sale | Sep 17, 1996 · Amount on Record |
| Prior Sale | Jun 15, 1992 · Amount on Record |
| Deed Document Number | 19961051 |
| Deed Book / Page | 1840 / 239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1107 CHAPEL RD, WESTMINSTER, MD 21157-6703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0092160275 |
|---|---|
| Date | Feb 1, 2019 |
| Book Page | 9216/0275 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,774.00 (+5.48%) Homeowner's exemption | $360,300 (+21.44%) Land $93,900 Building $266,400 | $360,300 (+21.44%) Land $93,900 Building $266,400 |
| 2025 | $2,630.00 (-21.54%) Homeowner's exemption | ||
| 2023 | $3,352.00 Homeowner's exemption | $296,700 Land $93,900 Building $202,800 | $296,700 Land $93,900 Building $202,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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