1107 Bull St, Normal, IL 61761 Property Records

McLean County property record for 1107 Bull St, Normal, IL 61761

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,938 sqft · built 2001
Lot Size0.133 acres (5,760 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Feb 2026)
Tax Bill$5,341 (2024)
Deeds & MortgagesJul 2019 Line of Credit
May 2025 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN14-22-407-009

Property Details

APN / Parcel Number

Primary APN14-22-407-009

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,938 sqft Living Area
1st Floor Area960 sqft
Basement Area960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area5,760 sqft (0.133 acres)
Lot Dimensions120 ft deep x 48 ft wide
Garage Area440 sqft
PorchOpen Frame Porch
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1107 BULL ST
CityNORMAL
StateIL
Zip61761-5713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionSAVANNAH GREEN SUB 1ST ADD LT 35
Legal Range02E
Legal Township24N
Legal Section22
Legal SubdivisionSAVANNAH GREEN SUB
Legal Lot Number35
JurisdictionMCLEAN IL
Township / Civil DivisionNORMAL
Census Block Group3
Census Block3005
Census Tract109

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1107 BULL ST, NORMAL, IL 61761-5713
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2019Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 14, 2025Deed of Trust, Mortgage · Line of Credit
CEFCU
Feb 20, 2026Warranty Deed, Transfer · Conventional Mortgage
BANK OF SPRINGFIELD
Nov 5, 2020Warranty Deed, Transfer · Conventional Mortgage
BUSEY BANK
Sep 13, 2012Warranty Deed, Transfer · Stand-Alone Second Mortgage
THE UNITED STATES OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2026 · Amount on Record
Deed SaleFeb 20, 2026 · Amount on Record
Prior SaleNov 5, 2020 · Amount on Record
Deed Document Number20262636
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1107 BULL ST, NORMAL, IL 61761-5713
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900010763
DateJul 12, 2019
Instrument2019-00010763
Lender
NamePNC BANK NA
TypeBank
AddressCLEVELAND, OH 44101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 1, 2039

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1107 BULL ST, NORMAL, IL 61761-5713
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202500006431
DateMay 14, 2025
Instrument2025-00006431
Lender
NameCEFCU
TypeCredit Union
AddressPEORIA, IL 61607
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 13, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateFeb 20, 2026
Property Address1107 BULL ST, NORMAL, IL 61761-5713
Document Number202600002636
Map ReferenceDOC 2001R11326
Instrument DateFeb 4, 2026
Instrument2026-00002636
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyALLIANCE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$265.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1107 BULL ST, NORMAL, IL 61761-5713

Mortgage

Document Number202600002637
DateFeb 20, 2026
Instrument2026-00002637
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056
Interest
Rate TypeFixed Rate
Rate5.85%

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateNov 5, 2020
Property Address1107 BULL ST, NORMAL, IL 61761-5713
Document Number202000023789
Map ReferenceDOC 2001R11326
Instrument DateOct 15, 2020
Instrument2020-00023789
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$249.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1107 BULL ST, NORMAL, IL 61761-5713

Mortgage

Document Number202000023790
DateNov 5, 2020
Instrument2020-00023790
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

September 2012: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateSep 13, 2012
Property Address1107 BULL ST, NORMAL, IL 61761-5713
Document Number201200022806
Map ReferenceDOC2001R11326
Instrument DateJul 31, 2012
Instrument2012-00022806
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyFRONTIER TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$213.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1107 BULL ST, NORMAL, IL 61761-5713

Mortgage

Document Number201200022808
DateSep 13, 2012
Instrument2012-00022808
Lender
NameTHE UNITED STATES OF AMERICA
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Mortgage

Document Number201200022807
DateSep 13, 2012
Instrument2012-00022807
Lender
NameBUSEY BANK
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2042

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$83,208 (+15.92%) Land $12,051 Building $71,157$249,624 (+15.92%) Land $36,153 Building $213,471
2024$5,341.00 (+7.1%)$71,783 (+5.15%) Land $11,042 Building $60,741$215,349 (+5.15%) Land $33,126 Building $182,223
2023$4,987.00$68,266 Land $9,887 Building $58,379$204,798 Land $29,661 Building $175,137

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAL
serves 52,736 people · EPA ID IL1130900
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20

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