St. Joseph County property record for 1107 7th St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 948 sqft · built 1950 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $131,000 (Nov 2021) |
| Tax Bill | $910 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-245-283-00 |
| Primary APN | 051-245-283-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 948 sqft Living Area |
| 1st Floor Area | 948 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 95 ft deep x 60 ft wide |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1107 7TH ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | E 95 FT OF LOT 2 BLK 75 VIL OF LOCKPORT CITY OF 3 RIVERS. |
| Legal Subdivision | VIL OF LOCKPORT CITY |
| Legal Block | 75 |
| Legal Lot Number | 2 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 40200 |
Source: St. Joseph County records · APN 051-245-283-00
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1107 7TH ST, THREE RIVERS, MI 49093-1709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 02, 2021 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Jul 05, 2019 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Oct 30, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2021 · Amount on Record |
| Deed Sale | Nov 02, 2021 · Amount on Record |
| Prior Sale | Jul 05, 2019 · Amount on Record |
| Deed Document Number | 202111063 |
| Prior Transfer Date | Jul 17, 2009 |
| Prior Transfer Doc | 1540/0250 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 02, 2021 |
| Property Address | 1107 7TH ST, THREE RIVERS, MI 49093-1709 |
| Document Number | 2021011063 |
| Map Reference | LB F PG 18 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021011063 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Title Company | OAK TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $982.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1107 7TH ST, 1107, THREE RIVERS, MI 49093-1709 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1107 7TH ST, THREE RIVERS, MI 49093-1709 |
| Date | Nov 02, 2021 |
|---|
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jul 05, 2019 |
| Property Address | 1107 7TH ST, THREE RIVERS, MI 49093-1709 |
| Document Number | 01965/0433 |
| Book / Page | 1965 / 0433 |
| Map Reference | LB F PG 18 |
| Instrument Date | Jun 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | OAK TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $438.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1362 FEMDALE AVE, 1362, KALAMAZOO, MI 49006 |
| Name | Verified Name |
|---|---|
| Address | 1107 7TH ST, THREE RIVERS, MI 49093-1709 |
| Document Number | 0001965437 |
|---|---|
| Date | Jul 05, 2019 |
| Instrument | 1965/437 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 30, 2017 |
| Property Address | 1107 7TH ST, THREE RIVERS, MI 49093-1709 |
| Document Number | 1891/0391 |
| Book / Page | 1891 / 0391 |
| Instrument Date | Sep 11, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1362 FERNDALE AVE, 1362, KALAMAZOO, MI 49006-2151 |
| Name | Verified Name |
|---|---|
| Address | 1362 FERNDALE AVE, KALAMAZOO, MI 49006-2151 |
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,500 (-0.72%) | $83,000 (-0.72%) | |
| 2025 | $910.00 (-25.29%) Homeowner's exemption | $41,800 (+38.41%) Land $2,800 Building $39,000 | $83,600 (+38.41%) Land $5,600 Building $78,000 |
| 2023 | $30,200 Land $2,300 Building $27,900 | $60,400 Land $4,600 Building $55,800 | |
| 2022 | $1,218.00 |
Source: FEMA National Flood Hazard Layer as of June 4, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 46 (1982–2018) |
| Claims Outside the SFHA | 2 of 46 |
| Most Recent Claim | Feb 2018 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Air Wireless Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
Based on FCC filings for 265 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | THREE RIVERS serves 7,905 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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