11066 Oxbow Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 11066 Oxbow Dr, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,528 sqft · built 1999
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$258,000 (Aug 2018)
Tax Bill	$7,678 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-33-152-004`

Property Details

APN / Parcel Number

Primary APN	`04-33-152-004`
Alternative APNs	`433152004` `033B340`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
Basement Area	1,528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Lot Area	29,185 sqft (0.67 acres)
Garage Area	902 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	033B340
Street Address	11066 OXBOW DR
City	ROSCOE
State	IL
Zip	61073-9402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	BEGN ON E BANK ROCK RIVER 150 FT S OFATWOOD TR TH EAST APPROX 390 FT TO W LINE OX BOW DR TH S 75 FT TH W TO RIVERTH N ALONG RIVER BANK TO POB PT OXBOW
Legal Subdivision	ROCK RIVER
Legal Tract	TH
Legal Block	33
Legal Lot Number	11
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3006
Census Tract	3904

Owner

11066 Oxbow Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11066 OXBOW DR, ROSCOE, IL 61073-9402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Sep 3, 2019	Deed of Trust, Mortgage ENVOY MTG
Aug 9, 2018	Grant Deed, Transfer · Conventional with PMI ENVOY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2018 · Amount on File
Deed Sale	Aug 9, 2018 · Amount on File
Prior Sale	Aug 9, 2018 · Amount on File
Deed Document Number	20181022785
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11066 OXBOW DR, ROSCOE, IL 61073-9402
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037726
Date	Oct 20, 2021
Instrument	2137726

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11066 OXBOW DR, ROSCOE, IL 61073-9402
Document Number	0001030440
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11066 OXBOW DR ROSCOE IL 610739402, ROSCOE, IL 61073-9402

Mortgage

Document Number	0001030440
Date	Sep 10, 2019
Instrument	1030440

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 9, 2018
Property Address	11066 OXBOW DR, ROSCOE, IL 61073-9402
Document Number	0001022785
Instrument Date	Aug 7, 2018
Instrument	1022785
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	ALLIANCE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11066 OXBOW DR ROSCOE IL 610739402, ROSCOE, IL 61073-9402

Mortgage

Document Number	1022786
Date	Aug 9, 2018
Instrument	1022786

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 11066 Oxbow Dr was $7,678 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,678.00	$97,392 Land $20,380 Building $77,012	$292,176 Land $61,140 Building $231,036
2022	Homeowner's exemption	$72,975 Land $15,271 Building $57,704	$218,925 Land $45,813 Building $173,112

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11066 Oxbow Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11066 Oxbow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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