11065 Schooley Rd, Cato, NY 13033 Property Records

Cayuga County and Conquest Town property record for 11065 Schooley Rd, Cato, NY 13033

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft · built 1982
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$159,000 (Dec 2022)
Tax Bill	$2,424 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052600 51.00-1-11.12`

Property Details

APN / Parcel Number

Primary APN	`052600 51.00-1-11.12`
Alternative APNs	`260005100000010110120000` `04018121`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	540 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	04018121
Street Address	11065 SCHOOLEY RD
City	CATO
State	NY
Zip	13033-3275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SM 76-84 LOT A
Legal Block	1
Legal Lot Number	11.012
Jurisdiction	CAYUGA NY
Township / Civil Division	CONQUEST
Census Block Group	2
Census Block	2001
Census Tract	40300

Owner

11065 Schooley Rd is owned and occupied by two individuals who bought it in December 2022.

Source: Cayuga County and Conquest Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11065 SCHOOLEY RD, CATO, NY 13033-3275
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK, SERVICE LINK
Jan 17, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 22, 2022	Warranty Deed, Transfer · FHA Mortgage HUNT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2022 · Amount on File
Deed Sale	Dec 22, 2022 · Amount on File
Prior Sale	Sep 2, 2014 · Amount on File
Deed Document Number	2022219009
Deed Book / Page	4310 / 54
Prior Transfer Date	Mar 30, 2004
Prior Transfer Doc	0011660103
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Recording Date	Apr 6, 2026
Property Address	11065 SCHOOLEY RD, CATO, NY 13033-3275
Document Number	0000242367
Book / Page	4721 / 345
Instrument Date	Feb 17, 2026
Instrument	2026242367
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11065 SCHOOLEY RD, CATO, NY 13033-3275

Mortgage

Document Number	0000242367,
Date	Apr 6, 2026
Book Page	4721/345
Instrument	2026242367

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	321 Months
Due	Jan 1, 2053

Interest

Rate	6.09%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	11065 SCHOOLEY RD, CATO, NY 13033-3275
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004439/114
Date	Jan 17, 2024
Book Page	4439/114
Instrument	2024-226550

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Dec 22, 2022
Property Address	11065 SCHOOLEY RD, CATO, NY 13033-3275
Document Number	0004310/54
Book / Page	4310 / 54
Instrument Date	Dec 16, 2022
Instrument	2022-219009
Transaction Type	Transfer
Record Updated	Jan 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11065 SCHOOLEY RD, CATO, NY 13033-3275

Mortgage

Document Number	2022219010
Date	Dec 22, 2022
Instrument	2022-219010

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 11065 Schooley Rd was $2,424, up 3.5% from the year before.

Source: Cayuga County and Conquest Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Conquest Town
Unified School District	Cato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,424.00 (+3.5%)
2025	$2,342.00 (+1.3%)	$90,000 Land $20,200 Building $69,800	$125,000 Land $28,056 Building $96,944
2024	$2,312.00
2023		$90,000 Land $20,200 Building $69,800	$112,500 Land $25,250 Building $87,250
2020	$854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11065 Schooley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11065 Schooley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	300 / 300

Cell Coverage

5G (outdoors only) and 4G LTE

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