1106 W Main St, Lavaca, AR 72941 Property Records

Sebastian County property record for 1106 W Main St, Lavaca, AR 72941

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,653 sqft
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Sep 2025)
Tax Bill	$1,385 (2026)
Deeds & Mortgages	Aug 2026 Construction Loan Jan 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`69359-0115-00000-00`

Property Details

APN / Parcel Number

Primary APN	`69359-0115-00000-00`
Alternative APN	`73356`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,653 sqft Living Area
Gross Area	2,428 sqft
1st Floor Area	1,653 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	40,511 sqft (0.93 acres)
Lot Dimensions	285 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	775 sqft
Driveway	Concrete Driveway
Driveway Area	4,215 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	232 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	73356
Street Address	1106 W MAIN ST
City	LAVACA
State	AR
Zip	72941-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE/NW
Legal Range	30
Legal Township	08
Legal Section	34
Legal Subdivision	ACREAGE-LAVACA
Legal Block	2
Jurisdiction	SEBASTIAN AR
Township / Civil Division	1
Census Block Group	2
Census Block	2016
Census Tract	10101

Owner

1106 W Main St is owned and occupied by two individuals who bought it in September 2025.

Source: Sebastian County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1106 W MAIN ST, LAVACA, AR 72941-3532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRSTAR BANK MN
Jan 9, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRSTAR BANK NA
Sep 9, 2025	Warranty Deed, Transfer · Non-Conforming Investor Loan FIRSTAR BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025 · Amount on File
Deed Sale	Sep 9, 2025 · Amount on File
Prior Sale	Jun 29, 1998 · Amount on File
Deed Document Number	202517536
Prior Transfer Date	Mar 14, 2019
Prior Transfer Doc	0000005610
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Recording Date	Aug 3, 2026
Property Address	1106 W MAIN ST, LAVACA, AR 72941-3532
Document Number	0000015293
Instrument Date	Jul 31, 2026
Instrument	202615293
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 W MAIN ST, LAVACA, AR 72941-3532

Mortgage

Document Number	0000015293,
Date	Aug 3, 2026
Instrument	202615293

Lender

Name	FIRSTAR BANK MN

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	3 Months
Due	Nov 1, 2026

Interest

Rate	6.43%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	1106 W MAIN ST, LAVACA, AR 72941-3532
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202600595
Date	Jan 9, 2026
Instrument	2026-00595

Lender

Name	FIRSTAR BANK NA
Type	Bank
Address	FORT SMITH, AR 72916

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Jul 10, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Sep 9, 2025
Property Address	1106 W MAIN ST, LAVACA, AR 72941-3532
Document Number	0202517536
Instrument Date	Sep 8, 2025
Instrument	2025-17536
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	WACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1303 FEATHER HILL RD, LAVACA, AR 72941-4066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 W MAIN ST, LAVACA, AR 72941-3532

Mortgage

Document Number	0202517537
Date	Sep 9, 2025
Instrument	2025-17537

Lender

Name	FIRSTAR BANK NA
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	12 Months
Due	Sep 10, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 1106 W Main St was $1,385.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Lavaca City
Unified School District	Lavaca Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,385.00	$33,666 (-) Land $3,712 Building $29,954	$168,330 (-) Land $18,560 Building $149,770
2025	$1,385.00 (+12.06%)	$33,666 (+48.11%) Land $3,712 Building $29,954	$168,330 Land $18,560 Building $149,770
2024	$1,236.00 (-1.83%)	$22,730 (-) Land $2,780 Building $19,950
2023	$1,259.00	$22,730 Land $2,780 Building $19,950	$113,650 Land $13,900 Building $99,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1106 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	16 (1990–2019)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2019 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 5 claims Severe Storms & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1106 W Main St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 87% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVACA WATERWORKS serves 3,650 people · EPA ID AR0000510
Water Source	Purchased surface water from FRANKLIN-SEBASTIAN PWA
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Dobson Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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