1106 Spruce St, San Bernardino, CA 92411 Property Records

San Bernardino County property record for 1106 Spruce St, San Bernardino, CA 92411

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,242 sqft · built 1991
Lot Size0.177 acres (7,695 sqft)
Owner2 Individual Names on File
Last Sale$140,000 (Oct 2012)
Tax Bill$2,328 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0138-123-14-0000

Property Details

APN / Parcel Number

Primary APN0138-123-14-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,242 sqft Living Area
Gross Area1,662 sqft
1st Floor Area1,242 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleModern
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,695 sqft (0.177 acres)
View / LotAverage
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1106 SPRUCE ST
CitySAN BERNARDINO
StateCA
Zip92411-2718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARNER SUB LOT 26 BLK 5 AND S 5 FT ALLEY VAC ON N EX ST PER 11-27-90 #90-467673
Legal SubdivisionGARNER SUBDIVISION
Legal Block5
Legal Lot Number26
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group2
Census Block2011
Census Tract4800

Owner

1106 Spruce St is owned and occupied by two individuals who acquired it in April 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1106 SPRUCE ST, SAN BERNARDINO, CA 92411-2718
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2012 · Amount on File
Deed SaleOct 31, 2012 · Amount on File
Prior SaleNov 29, 2011 · Amount on File
Deed Document Number2012453390
Last Transfer DateApr 10, 2020
Transfer Doc0000133607
Record UpdatedSep 20, 2026

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateApr 17, 2020
Property Address1106 SPRUCE ST, SAN BERNARDINO, CA 92411-2718
Document Number0000133607
Map ReferenceMB 3 PG 77
Instrument DateApr 10, 2020
Instrument2020-0133607
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyLAWYERS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1106 SPRUCE ST, SAN BERNARDINO, CA 92411-2718

Mortgage

Document Number0000133608
DateApr 17, 2020
Instrument2020-0133608
Lender
NameROYAL PACIFIC FUNDING CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1106 Spruce St was $2,328.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalitySan Bernardino City
Unified School DistrictSan Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$175,848 (+2%) Land $52,754 Building $123,094
2025$2,328.00$172,400 Land $51,720 Building $120,680
2023$2,222.00 (-0.04%)$165,706 Land $49,712 Building $115,994
2022$2,223.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1106 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1106 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN BERNARDINO CITY
serves 214,665 people · EPA ID CA3610039
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on Spruce St

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