1106 Spring Branch Rd, Wilmington, NC 28405 Property Records

New Hanover County property record for 1106 Spring Branch Rd, Wilmington, NC 28405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,658 sqft · built 1972
Lot Size	0.345 acres (15,028 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jun 2026)
Tax Bill	$1,454 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2026 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R04216-003-009-000`

Property Details

APN / Parcel Number

Primary APN	`R04216-003-009-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,658 sqft Living Area
1st Floor Area	1,658 sqft
Basement Area	1,658 sqft
Finished Basement	1,658 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2019
Architectural Style	Raised Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	15,028 sqft (0.345 acres)
Terrain	Low
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	220 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1106 SPRING BRANCH RD
City	WILMINGTON
State	NC
Zip	28405-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10,RESID
Legal Description	562 SEC 10 KINGS GRANT
Legal Subdivision	KINGS GRANT SEC 10
Legal Block	3
Legal Lot Number	9
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	1
Census Block	1010
Census Tract	11605

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1106 SPRING BRANCH RD, WILMINGTON, NC 28405-1329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP
Jan 9, 2026	Deed of Trust, Mortgage · Construction Mortgage NATIONAL LOAN FUNDING LLC
Oct 3, 2022	Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Oct 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage NVESTOR FUNDING INC
Oct 16, 2020	Warranty Deed, Construction Loan · Construction Mortgage JOHN M BAILEY
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW VISION TRUST CFBO THOMAS L
Oct 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Oct 16, 2020 · Amount on Record
Deed Document Number	202617681
Deed Book / Page	6858 / 2192
Prior Transfer Date	Aug 29, 2003
Prior Transfer Doc	00500202899
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jun 29, 2026
Property Address	1106 SPRING BRANCH RD, WILMINGTON, NC 28405-1329
Document Number	0000017681
Book / Page	6858 / 2192
Instrument Date	Jun 22, 2026
Instrument	202617681
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	HERITAGE TITLE LT, HERITAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 SPRING BRANCH RD, WILMINGTON, NC 28405-1329

Mortgage

Document Number	0000017682,
Date	Jun 29, 2026
Instrument	202617682

Lender

Name	MORTGAGE INVESTORS GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1106 SPRING BRANCH RD, WILMINGTON, NC 28405-1329
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 WALNUT ST, WILMINGTON, NC 28401-3931

Mortgage

Document Number	00682300819
Date	Jan 9, 2026
Book Page	6823/819
Instrument	2026000810

Lender

Name	NATIONAL LOAN FUNDING LLC
Address	1201 E CESAR CHAVEZ ST # 1, AUSTIN, TX 78702

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1106 SPRING BRANCH RD, WILMINGTON, NC 28405-1329
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 WALNUT ST, WILMINGTON, NC 28401-3931

Mortgage

Document Number	00659801560
Date	Oct 3, 2022
Book Page	6598/1560
Instrument	2022035166

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	REDONDO BEACH, CA 90278

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1106 SPRING BRANCH RD, WILMINGTON, NC 28405-1329
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 WALNUT ST, WILMINGTON, NC 28401-3931

Mortgage

Document Number	00650000383
Date	Oct 8, 2021
Book Page	6500/383
Instrument	2021048763

Lender

Name	NVESTOR FUNDING INC
Type	Non-Lending Institution
Address	TEMPE, AZ 85283

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2022

October 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Oct 16, 2020
Property Address	1106 SPRING BRANCH RD, WILMINGTON, NC 28405-1329
Document Number	0063672544
Book / Page	006367 / 002544
Instrument Date	Oct 16, 2020
Instrument	43376
Transaction Type	Construction Loan
Record Updated	Oct 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1106 SPRING BRANCH RD WILMINGTON NC 284051329, WILMINGTON, NC 28405-1329

Mortgage

Document Number	63672546
Date	Oct 16, 2020
Book Page	006367/002546
Instrument	43377

Lender

Name	JOHN M BAILEY
Address	1037 W FRANKLIN ST, MONTEREY, CA 93940-2111

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 15, 2021

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1106 SPRING BRANCH RD, WILMINGTON, NC 28405-1329
Document Number	0063672552
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Brother and Sister

Mortgage

Document Number	0063672552
Date	Oct 16, 2020
Book Page	006367/002552
Instrument	43378

Lender

Name	NEW VISION TRUST CFBO THOMAS L
Address	WILMINGTON, NC 28405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Oct 16, 2020
Property Address	1106 SPRING BRANCH RD, WILMINGTON, NC 28405-1329
Document Number	0063672010
Book / Page	006367 / 002010
Instrument Date	Oct 9, 2020
Instrument	43290
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$288.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 SPRING BRANCH RD WILMINGTON NC 284051329, WILMINGTON, NC 28405-1329

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,900 (-) Land $124,200 Building $240,700	$364,900 (-) Land $124,200 Building $240,700
2025	$1,454.00 (+16.51%)	$364,900 (+62.32%) Land $124,200 Building $240,700	$364,900 (+62.32%) Land $124,200 Building $240,700
2024	$1,248.00 (+0.48%)
2023	$1,242.00 (-0.88%)	$224,800 Land $69,800 Building $155,000	$224,800 Land $69,800 Building $155,000
2022	$1,253.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	7 (1996–2018)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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