1106 Shoal River Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 1106 Shoal River Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,365 sqft · built 2021
Owner	2 Individual Names on File
Last Sale	$409,900 (Aug 2021)
Tax Bill	$3,636 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-001-137-5539-1`

Property Details

APN / Parcel Number

Primary APN	`C56-001-137-5539-1`
Alternative APNs	`33-3N-23-2760-0000-0270` `23N333276000000270`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,365 sqft Living Area
Gross Area	3,306 sqft
1st Floor Area	2,365 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Garage Type	Attached
Garage Area	578 sqft
Porch	Finished/Open Porch
Porch Area	363 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1106 SHOAL RIVER DR
City	CRESTVIEW
State	FL
Zip	32539-6347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATRIOT RIDGE PHASE 2 LOT 27
Legal Range	23W
Legal Township	03N
Legal Section	33
Legal Subdivision	PATRIOT RIDGE
Legal Phase	2
Legal Block	1
Legal Lot Number	27
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	3
Census Block	3027
Census Tract	20702

Owner

1106 Shoal River Dr is owned by two individuals who bought it in August 2021.

Source: Okaloosa County records, as of October 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9118 WALNUT HILL RD, FREDERICKSBURG, VA 22408-0489
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2021 · Amount on File
Deed Sale	Aug 27, 2021 · Amount on File
Deed Document Number	20213484182
Deed Book / Page	3570 / 464
Record Updated	Oct 29, 2026

August 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 27, 2021
Property Address	1106 SHOAL RIVER DR, CRESTVIEW, FL 32539-6347
Document Number	0035700464
Book / Page	3570 / 464
Map Reference	MB 29 PG 74&75
Instrument Date	Aug 26, 2021
Instrument	3484182
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 21, 2022
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,869.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 SHOAL RIVER DR, CRESTVIEW, FL 32539-6347

Mortgage

Document Number	0003570465
Date	Aug 27, 2021
Instrument	3570/465

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1106 Shoal River Dr was $3,636.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,636.00	$369,120 Land $79,355 Building $289,765	$369,120 Land $79,355 Building $289,765
2023	$3,245.00 (+2.2%) Homeowner's exemption	$361,587 (+3%)	$389,581 (-1.84%) Land $67,421 Building $322,160
2022	$3,175.00 Homeowner's exemption	$351,055	$396,889 Land $63,010 Building $333,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1106 Shoal River Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1106 Shoal River Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20