1106 S 7th St, Temple, TX 76504 Property Records

Bell County property record for 1106 S 7th St, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,308 sqft · built 1927
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,287 (Feb 2022)
Tax Bill	$2,999 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0131010000`

Property Details

APN / Parcel Number

Primary APN	`0131010000`
Alternative APNs	`111554` `863601`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	124 sqft
Storage Building	72 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1106 S 7TH ST
City	TEMPLE
State	TX
Zip	76504-5614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF1
Legal Description	WATTERS, BLOCK 007, LOT 0006
Legal Subdivision	WATTERS
Legal Block	7
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1022
Census Tract	21000

Owner

Source: Bell County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1106 S 7TH ST, TEMPLE, TX 76504-5614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Vendor's Lien, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK
Nov 20, 2020	Loan Modification, Mortgage CENTRAL NAT'L BK
Apr 15, 2020	Loan Modification, Mortgage CENTRAL NAT'L BK
Aug 12, 2019	Warranty Deed, Transfer NOT AVAILABLE
Aug 1, 2019	Warranty Deed, Transfer FIRST CMNTY TITLE
Jun 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Prior Sale	Aug 12, 2019
Deed Document Number	20226473
Prior Transfer Date	Dec 4, 2017
Prior Transfer Doc	0000027377
Record Updated	Sep 20, 2026

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 1, 2022
Property Address	1106 S 7TH ST, TEMPLE, TX 76504-5614
Document Number	0000006473
Map Reference	VOL 107 PG 386
Instrument Date	Jan 28, 2022
Instrument	2022006473
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	NETCO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 S 7TH ST, TEMPLE, TX 76504-5614

Mortgage

Document Number	0000006474
Date	Feb 1, 2022
Instrument	2022006474

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1106 S 7TH ST, TEMPLE, TX 76504-5614
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048485
Date	Oct 22, 2019
Instrument	2019-00048485

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	TEMPLE, TX 76502

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Apr 15, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	1106 S 7TH ST, TEMPLE, TX 76504-5614
Document Number	0000065865
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7230 SHAW RD TEMPLE TX 765017585, TEMPLE, TX 76501-7585

Mortgage

Document Number	0000065865
Date	Nov 30, 2020
Instrument	65865

Lender

Name	CENTRAL NAT'L BK
Type	Bank

Agreement

Term	12 Months
Due	Nov 29, 2021

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	1106 S 7TH ST, TEMPLE, TX 76504-5614
Document Number	0000022253
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7230 SHAW RD TEMPLE TX 765017585, TEMPLE, TX 76501-7585

Mortgage

Document Number	0000022253
Date	May 11, 2020
Instrument	22253

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	TEMPLE, TX 76502

Agreement

Term	12 Months
Due	May 10, 2021

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Aug 12, 2019
Property Address	1106 S 7TH ST, TEMPLE, TX 76504-5614
Document Number	0000035779
Instrument Date	Aug 8, 2019
Instrument	35779
Transaction Type	Transfer
Record Updated	Sep 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7230 SHAW RD TEMPLE TX 765017585, TEMPLE, TX 76501-7585

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Aug 1, 2019
Property Address	1106 S 7TH ST, TEMPLE, TX 76504-5614
Document Number	0000034017
Book / Page	010945 / 000129
Instrument Date	Jul 31, 2019
Instrument	34017
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	FIRST CMNTY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 PLANTERS PASS SCHERTZ TX 781541844, SCHERTZ, TX 78154-1844

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Jun 25, 2019
Property Address	1106 S 7TH ST, TEMPLE, TX 76504-5614
Document Number	0000027377
Instrument Date	Dec 4, 2017
Instrument	27377
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 S 7TH ST TEMPLE TX 765045614, TEMPLE, TX 76504-5614

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,999.00 (-20.49%)	$245,777 (+6.35%) Land $33,165 Building $212,612	$245,777 (+6.35%) Land $33,165 Building $212,612
2023	$3,772.00 (+10.94%) Homeowner's exemption	$231,103 Land $27,225 Building $203,878	$231,103 Land $27,225 Building $203,878
2022	$3,400.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1981–1986)
Most Recent Claim	Feb 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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