1106 Ruddy Ct, Newman, CA 95360 Property Records

Stanislaus County property record for 1106 Ruddy Ct, Newman, CA 95360

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,128 sqft · built 2000
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$307,000 (Jul 2017)
Tax Bill	$4,792 (2026)
Deeds & Mortgages	May 2022 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049-048-043-000`

Property Details

APN / Parcel Number

Primary APN	`049-048-043-000`
Alternative APNs	`0494843000` `0494843`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,128 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1106 RUDDY CT
City	NEWMAN
State	CA
Zip	95360-1753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUCAS RANCH LOT 175
Legal Subdivision	LUCAS RANCH
Legal Block	3
Legal Lot Number	175
Jurisdiction	STANISLAUS CA
Township / Civil Division	NEWMAN
Census Block Group	3
Census Block	3013
Census Tract	3501

Owner

1106 Ruddy Ct is owned and occupied by an individual who bought it in July 2017.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1106 RUDDY CT, NEWMAN, CA 95360-1753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jul 26, 2017	Grant Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2017 · Amount on File
Deed Sale	Jul 26, 2017 · Amount on File
Prior Sale	Oct 30, 2009
Deed Document Number	201754007
Prior Transfer Date	Oct 22, 2009
Prior Transfer Doc	0000105549
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1106 RUDDY CT, NEWMAN, CA 95360-1753
Transaction Type	Mortgage
Record Updated	May 31, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 RUDDY CT, NEWMAN, CA 95360-1753

Mortgage

Document Number	0000037715
Date	May 19, 2022
Instrument	2022-0037715

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 26, 2017
Property Address	1106 RUDDY CT, NEWMAN, CA 95360-1753
Document Number	0000054007
Instrument Date	Jul 20, 2017
Instrument	54007
Transaction Type	Transfer
Record Updated	Aug 7, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1106 RUDDY CT NEWMAN CA 953601753, NEWMAN, CA 95360-1753

Mortgage

Document Number	54008
Date	Jul 26, 2017
Instrument	54008

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 95965

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1106 Ruddy Ct was $4,792, up 12.3% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Newman City
Unified School District	Newman-Crows Landing Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,792.00 (+12.33%)	$356,293 (+2%) Land $81,238 Building $275,055
2025	$4,266.00	$349,308 Land $79,646 Building $269,662
2023	$4,045.00 (+1.76%)	$335,746 Land $76,554 Building $259,192
2022	$3,975.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1106 Ruddy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1106 Ruddy Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWMAN-WATER DEPARTMENT serves 12,389 people · EPA ID CA5010013
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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