1106 Roundtree Dr, Bedford, VA 24523 Property Records

Bedford County property record for 1106 Roundtree Dr, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,296 sqft · built 1972
Lot Size	0.55 acres (23,963 sqft)
Owner	Individual Name on Record
Last Sale	$299,000 (Sep 2026)
Tax Bill	$803 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`128A 5 107-T`

Property Details

APN / Parcel Number

Primary APN	`128A 5 107-T`
Alternative APNs	`128A 5 107` `12824100` `524273`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Finished Basement	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,963 sqft (0.55 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1106 ROUNDTREE DR
City	BEDFORD
State	VA
Zip	24523-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T & C LT 107
Legal Subdivision	T AND C
Legal Lot Number	107
Jurisdiction	BEDFORD VA
Township / Civil Division	6
Census Block Group	2
Census Block	2020
Census Tract	30403

Owner

Source: Bedford County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1106 ROUNDTREE DR, BEDFORD, VA 24523-2412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage HOME MORTGAGE CORPORATION
Apr 29, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jan 21, 2020	Warranty Deed, Transfer · FHA Mortgage CITYWORTH MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	Jan 21, 2020 · Amount on Record
Deed Document Number	20268349
Prior Transfer Date	Nov 23, 2020
Prior Transfer Doc	0000015694
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BEDFORD VA
Recording Date	Sep 2, 2026
Property Address	1106 ROUNDTREE DR, BEDFORD, VA 24523-2412
Document Number	0000008349
Instrument Date	Aug 27, 2026
Instrument	20268349
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	PERFORMANCE TITLE INC, PERFORMANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,199.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 ROUNDTREE DR, BEDFORD, VA 24523-2412

Mortgage

Document Number	0000008350,
Date	Sep 2, 2026
Instrument	20268350

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Recording Date	Apr 29, 2026
Property Address	1106 ROUNDTREE DR, BEDFORD, VA 24523-2412
Document Number	0000003728
Instrument Date	Apr 13, 2026
Instrument	20263728
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 ROUNDTREE DR, BEDFORD, VA 24523-2412
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003728,
Date	Apr 29, 2026
Instrument	20263728

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Oct 1, 2051

Interest

Rate	6.11%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1106 ROUNDTREE DR, BEDFORD, VA 24523-2412
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001119
Date	Feb 15, 2023
Instrument	230001119

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jan 21, 2020
Property Address	1106 ROUNDTREE DR, BEDFORD, VA 24523-2412
Document Number	200000620
Instrument Date	Jan 16, 2020
Instrument	200000620
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 ROUNDTREE DR, BEDFORD, VA 24523-2412

Mortgage

Document Number	200000621
Date	Jan 21, 2020
Instrument	200000621

Lender

Name	CITYWORTH MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Municipality	Bedford Town
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$803.00	$196,000 (-) Land $42,000 Building $154,000
2025	$803.00	$196,000 (+1%) Land $42,000 Building $154,000
2023	$803.00 Additional exemption filed	$98,000	$196,000 Land $42,000 Building $154,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,200 / 50

May also be available: Xfinity.

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