Oakland County property record for 1106 Pearson St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 706 sqft · built 1922 |
| Lot Size | 0.122 acres (5,314 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Jun 2023) |
| Tax Bill | $5,413 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-33-276-019 |
| Primary APN | 24-25-33-276-019 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 706 sqft Living Area |
| 1st Floor Area | 706 sqft |
| Basement Area | 579 sqft |
| Unfinished Basement | 579 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,314 sqft (0.122 acres) |
| Lot Dimensions | 132 ft deep x 40 ft wide |
| Garage Area | 453 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 78 sqft |
| Deck Area | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1106 PEARSON ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 33 RIDGEWAY SUB LOT 6 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 33 |
| Legal Subdivision | RIDGEWAY |
| Legal Lot Number | 6 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 173400 |
Source: Oakland County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1106 PEARSON ST, FERNDALE, MI 48220-1604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 14, 2019 | Warranty Deed, Transfer LAKE MI CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2023 · Amount on Record |
| Deed Sale | Jun 27, 2023 · Amount on Record |
| Prior Sale | May 14, 2019 · Amount on Record |
| Deed Document Number | 202368937 |
| Deed Book / Page | 58693 / 859 |
| Prior Transfer Date | Dec 21, 2015 |
| Prior Transfer Doc | 0000001378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 27, 2023 |
| Property Address | 1106 PEARSON ST, FERNDALE, MI 48220-1604 |
| Document Number | 0000068937 |
| Book / Page | 58693 / 859 |
| Map Reference | LB 27 PG 19 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 68937 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Title Company | PARKS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,837.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1106 PEARSON ST, FERNDALE, MI 48220-1604 |
| Name | Verified Name |
|---|---|
| Address | 14121 BALFOUR ST, OAK PARK, MI 48237-4107 |
| Document Number | 0000070658 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | 58703/397 |
| Instrument | 70658 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | REDFORD, MI 48240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 14, 2019 |
| Property Address | 1106 PEARSON ST, FERNDALE, MI 48220-1604 |
| Document Number | 0000074245 |
| Book / Page | 052824 / 000109 |
| Instrument Date | May 7, 2019 |
| Instrument | 74245 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,655.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2250 FULLER CT #20 ANN ARBOR MI 481052325, 20, ANN ARBOR, MI 48105-2325 |
| Document Number | 72221 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 052812/000565 |
| Instrument | 72221 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 13, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.49% |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,413.00 (-2.96%) Homeowner's exemption | $118,920 (+24.35%) | $237,840 (+24.35%) |
| 2024 | $5,578.00 (+24.51%) | ||
| 2023 | $95,630 (+0.21%) | $191,260 (+0.21%) | |
| 2022 | $4,480.00 (-24.82%) Homeowner's exemption | $95,430 | $190,860 |
| 2021 | $5,959.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 851 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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