Orange County property record for 1106 Otero, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,852 sqft · built 1984 |
| Lot Size | 0.169 acres (7,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,375,000 (Aug 2021) |
| Tax Bill | $9,054 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Apr 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 680-393-13 |
| Primary APN | 680-393-13 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,852 sqft Living Area |
| 1st Floor Area | 1,852 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 7,350 sqft (0.169 acres) |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1106 OTERO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-3554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 10766 BLK LOT 21 |
| Legal Subdivision | TRACT NO 10766 |
| Legal Tract | 10766 |
| Legal Lot Number | 21 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 42111 |
1106 Otero is owned and occupied by two individuals who bought it in August 2021.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1106 OTERO, SAN CLEMENTE, CA 92673-3554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2021 | Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA |
| Apr 20, 2018 | Grant Deed, Transfer STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2021 · Amount on File |
| Deed Sale | Aug 17, 2021 · Amount on File |
| Prior Sale | Apr 20, 2018 · Amount on File |
| Deed Document Number | 2021518155 |
| Prior Transfer Date | Jul 25, 1994 |
| Prior Transfer Doc | 0000474673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 17, 2021 |
| Property Address | 1106 OTERO, SAN CLEMENTE, CA 92673-3554 |
| Document Number | 0000518155 |
| Map Reference | MB 521 PG 13-16 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 2021000518155 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Title Company | WESTERN RESOURCES TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 997, BODEGA BAY, CA 94923-0997 |
| Document Number | 0000518156 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021000518156 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | Sep 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.12% |
| Index | Other |
| Max Rate | 8.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 20, 2018 |
| Property Address | 1106 OTERO, SAN CLEMENTE, CA 92673-3554 |
| Document Number | 0000142661 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 142661 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,023.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1106 OTERO SAN CLEMENTE CA 926733554, SAN CLEMENTE, CA 92673-3554 |
The 2025 property tax bill for 1106 Otero was $9,054.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $913,565 (+2%) Land $791,518 Building $122,047 | |
| 2025 | $9,054.00 | $895,652 Land $775,998 Building $119,654 |
| 2023 | $14,319.00 (+2.91%) | $1,415,800 Land $1,235,150 Building $180,650 |
| 2022 | $13,914.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1106 Otero in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1106 Otero is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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