1106 Ocean Ridge Ct, Oceanside, CA 92056 Property Records

San Diego County property record for 1106 Ocean Ridge Ct, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,599 sqft · built 2013
Lot Size	0.234 acres (10,192 sqft)
Owner	Company Name on Record
Last Sale	$760,000 (Feb 2019)
Tax Bill	$1,685 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`159-420-02-00`

Property Details

APN / Parcel Number

Primary APN	`159-420-02-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,599 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	10,192 sqft (0.234 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1106 OCEAN RIDGE CT
City	OCEANSIDE
State	CA
Zip	92056-6466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 2 TR 015197
Legal Subdivision	DARWIN KNOLLS
Legal Tract	015197
Legal Block	3
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	19301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1106 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 12, 2021	Intrafamily Transfer, Transfer
Feb 20, 2019	Grant Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2019 · Amount on Record
Deed Sale	Feb 20, 2019 · Amount on Record
Prior Sale	Mar 15, 2013 · Amount on Record
Deed Document Number	201960383
Last Transfer Date	Mar 29, 2021
Transfer Doc	0000279835
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 24, 2026
Property Address	1106 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466
Document Number	0000180941
Instrument Date	Jun 16, 2026
Instrument	2026180941
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	POST SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	1106 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466

Mortgage

Document Number	0000180941,
Date	Jun 24, 2026
Instrument	2026180941

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2066

Interest

Rate	6.51%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1106 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466

Mortgage

Document Number	0000861725
Date	Dec 22, 2021
Instrument	2021-0861725

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 12, 2021
Property Address	1106 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466
Document Number	0000279835
Map Reference	FILE 2005-1064163
Instrument Date	Mar 29, 2021
Instrument	2021-0279835
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 20, 2019
Property Address	1106 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466
Document Number	0000060383
Map Reference	FILE 2005-1064163
Instrument Date	Jan 28, 2019
Instrument	2019-0060383
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	123 UNITY WAY, VISTA, CA 92083-5929

Mortgage

Document Number	0000060384
Date	Feb 20, 2019
Instrument	2019-0060384

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2034

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$154,592 (+2%) Land $55,827 Building $98,765
2025	$1,685.00 (+8.78%) Homeowner's exemption	$151,562 (+4.04%) Land $54,733 Building $96,829
2023	$1,549.00 (+0.39%) Homeowner's exemption	$145,678 Land $52,608 Building $93,070
2022	$1,543.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: San Diego Broadband.

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