1106 Oak Ln, Ada, OK 74820 Property Records

Pontotoc County property record for 1106 Oak Ln, Ada, OK 74820

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1987
Lot Size1.58 acres (68,825 sqft)
OwnerTrust Name on File
Last Sale$97,000 (Sep 2007)
Tax Bill$1,255 (2025)
Deeds & MortgagesSep 2005 Second Mortgage
Sep 2007 Second Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN0000-03-004-006-0-018-00

Property Details

APN / Parcel Number

Primary APN0000-03-004-006-0-018-00
Alternative APN
  • 6067

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area68,825 sqft (1.58 acres)
Garage TypeCarport
Garage Area320 sqft
CarportCarport
Carport Area320 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area160 sqft
Patio Area160 sqft
Shed1 Shed
Shed Area150 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater

Location & Zoning

Account Number6067
Street Address1106 OAK LN
CityADA
StateOK
Zip74820-9581
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE 10 A LOT 3 BEG AT E 1/2 OF LOT 3-N ALONG E LINE OF LOT 3 418.59' TO THE POB-S89DEG 50'12" W 320'-N215.69'-N89DEG 50' 12
Legal Range06E
Legal Township04N
Legal Section03
Legal Lot Number3
JurisdictionPONTOTOC OK
Township / Civil DivisionNORTHEAST PONTOTOC
Census Block Group3
Census Block3027
Census Tract88600

Owner

1106 Oak Ln is owner-occupied and held in a trust since February 2023.

Source: Pontotoc County records, as of September 23, 2026

Owner of RecordTrust Name on File
Mailing Address1106 OAK LN, ADA, OK 74820-9581
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2005Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CORNERSTONE MORTGAGE CO
Sep 5, 2007Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ABN AMRO MORTGAGE GROUP INC
Mar 27, 2012Deed of Trust, Mortgage · Conventional Mortgage
EDWARD JONES MORTGAGE LLC
Feb 15, 2023Intrafamily Transfer, Transfer
Sep 4, 2007Joint Tenancy Deed, Transfer · Conventional Mortgage
ABN AMRO MORTGAGE GROUP INC
Sep 23, 2005Joint Tenancy Deed, Transfer · Conventional Mortgage
CORNERSTONE MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2007 · Amount on File
Deed SaleSep 4, 2007 · Amount on File
Prior SaleSep 23, 2005 · Amount on File
Deed Document Number20075793
Deed Book / Page2205 / 230
Last Transfer DateFeb 14, 2023
Transfer Doc002679/117
Record UpdatedOct 29, 2026

September 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC OK
Property Address1106 OAK LN, ADA, OK 74820-9581
Transaction TypeMortgage
Record UpdatedJan 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002030/218
DateSep 26, 2005
Book Page2030/218
Instrument2005-006390
Lender
NameCORNERSTONE MORTGAGE CO
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2020

September 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC OK
Property Address1106 OAK LN, ADA, OK 74820-9581
Transaction TypeMortgage
Record UpdatedJan 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number002206/170
DateSep 5, 2007
Book Page2206/170
Instrument2007-005831
Lender
NameABN AMRO MORTGAGE GROUP INC
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2022

March 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC OK
Property Address1106 OAK LN, ADA, OK 74820-9581
Transaction TypeMortgage
Record UpdatedJan 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2012002080
DateMar 27, 2012
Instrument2012002080
Lender
NameEDWARD JONES MORTGAGE LLC
TypeMortgage Company
AddressMINNEAPOLIS, MN 55426
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2027

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPONTOTOC OK
Recording DateFeb 15, 2023
Property Address1106 OAK LN, ADA, OK 74820-9581
Document Number002679/117
Book / Page2679 / 117
Instrument DateFeb 14, 2023
InstrumentI-2023-000714
Transaction TypeTransfer
Record UpdatedJan 23, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1106 OAK LN, ADA, OK 74820-9581
InvestorPossibly a Property Investor

September 2007: Joint Tenancy Deed, Transfer

Document TypeJoint Tenancy Deed
JurisdictionPONTOTOC OK
Recording DateSep 4, 2007
Property Address1106 OAK LN, ADA, OK 74820-9581
Document Number002205/230
Book / Page2205 / 230
Instrument DateAug 28, 2007
Instrument2007-005793
Transaction TypeTransfer
Record UpdatedJan 23, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$145.50
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1106 OAK LN, ADA, OK 74820-9581
InvestorPossibly a Property Investor

Mortgage

Document Number002205/231
DateSep 4, 2007
Book Page2205/231
Instrument2007-005794
Lender
NameABN AMRO MORTGAGE GROUP INC
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2037

September 2005: Joint Tenancy Deed, Transfer

Document TypeJoint Tenancy Deed
JurisdictionPONTOTOC OK
Recording DateSep 23, 2005
Property Address1106 OAK LN, ADA, OK 74820-9581
Document Number002030/060
Book / Page2030 / 060
Instrument DateSep 21, 2005
Instrument2005-006344
Transaction TypeTransfer
Record UpdatedJan 23, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$134.25
Amount AccuracyRounded by County
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1106 OAK LN, ADA, OK 74820-9581
InvestorPossibly a Property Investor

Mortgage

Document Number002030/062
DateSep 23, 2005
Book Page2030/062
Instrument2005-006345
Lender
NameCORNERSTONE MORTGAGE CO
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1106 Oak Ln was $1,255 with a homeowner's exemption, up 0.2% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateOklahoma
MunicipalityByng Town
CountyPontotoc County
Unified School DistrictByng Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,353 (+2.99%) Land $1,969 Building $13,384$127,945 (-10.68%) Land $16,411 Building $111,534
2025$1,255.00 (+0.24%) Homeowner's exemption$14,907 (+3.01%) Land $1,912 Building $12,995$143,240 (-2.33%) Land $32,250 Building $110,990
2024$1,252.00 (+24.33%) Homeowner's exemption$14,472 (+3.97%) Land $1,856 Building $12,616$146,653 (+26.43%) Land $32,250 Building $114,403
2023$1,007.00 Homeowner's exemption$13,919 Land $1,500 Building $12,419$115,992 Land $12,500 Building $103,492

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1106 Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1106 Oak Ln is high, ranking above 84% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 69% of Oklahoma
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADA
serves 22,600 people · EPA ID OK2006201
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
BLS Broadband
Fixed Wireless
500 / 500
360 Broadband
Fixed Wireless
400 / 50
Atlink Services
Fixed Wireless
100 / 20

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