1106 N Oak St, Normal, IL 61761 Property Records

McLean County property record for 1106 N Oak St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,332 sqft · built 1973
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on Record
Last Sale	$241,000 (Nov 2025)
Tax Bill	$5,740 (2024)
Deeds & Mortgages	Nov 2025 Sale Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-22-304-010`

Property Details

APN / Parcel Number

Primary APN	`14-22-304-010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,332 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Area	637 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1106 N OAK ST
City	NORMAL
State	IL
Zip	61761-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	1ST ADDN BEVERLY SUB LOT 21
Legal Range	02E
Legal Township	24N
Legal Section	22
Legal Subdivision	BEVERLY SUB
Legal Lot Number	21
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2002
Census Tract	106

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1106 N OAK ST, NORMAL, IL 61761-1423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Warranty Deed, Transfer ALLIANCE LAND TITLE
Aug 24, 2021	Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2025 · Amount on Record
Deed Sale	Nov 5, 2025 · Amount on Record
Prior Sale	Aug 24, 2021 · Amount on Record
Deed Document Number	202516038
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 5, 2025
Property Address	1106 N OAK ST, NORMAL, IL 61761-1423
Document Number	202500016038
Instrument Date	Oct 27, 2025
Instrument	2025-00016038
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$241.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 N OAK ST, NORMAL, IL 61761-1423

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 24, 2021
Property Address	1106 N OAK ST, NORMAL, IL 61761-1423
Document Number	202100020437
Instrument Date	Jul 13, 2021
Instrument	2021-00020437
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1018 BRADLEY SQ, SPARKS, NV 89434-1606

Mortgage

Document Number	202100020438
Date	Aug 24, 2021
Instrument	2021-00020438

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,714 (+9.14%) Land $15,802 Building $67,912	$251,142 (+9.14%) Land $47,406 Building $203,736
2024	$5,740.00 (+7.01%)	$76,704 (+11.68%) Land $14,479 Building $62,225	$230,112 (+11.68%) Land $43,437 Building $186,675
2023	$5,364.00	$68,682 Land $12,965 Building $55,717	$206,046 Land $38,895 Building $167,151

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

Nearby Properties on N Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures